Support

Disclosures, Applications and Fee Schedule

Download commonly used forms and documents. If you have questions about your account, contact the Member Service Center at 800-525-9094.

Forms, applications, and disclosures

Direct deposit form for private employers

Download direct deposit form

Electronic funds transfer disclosure

Mail to:
Alaska USA Federal Credit Union
P.O. Box 196340
Anchorage, AK  99519-6340

Federal recurring payments

For Federal recurring payments sign up for direct deposit at Go Direct

You can submit a dispute online or download the credit report dispute form. Dispute submission instructions are included in the document.

Credit union fee schedule

The following fees will not be assessed if the indicated minimum balance or other account conditions are met.

Share Savings

If daily balance falls below $50.00 during the calendar quarter: $5.00 per quarter

  • $50.00 minimum daily balance requirement to avoid fee is reduced to $5.00 if member is under 26 years of age.
  • Minimum daily balance requirement to avoid fee is waived if another open share or loan with a balance is associated with the account number.

Premium Savings

If daily balance falls below $50.00 during the calendar quarter: $5.00 per quarter

Minimum daily balance requirement to avoid fee is waived if another open account or loan with a balance is associated with the account number.

Money Market (all types)

If daily balance falls below $50.00 during the calendar month: $5.00 per month

Convenience Checking

If direct deposit is discontinued or does not occur every three (3) months at a minimum: $5.00 per month

Relationship Checking

If daily share or current loan balance falls below $500.00 during the calendar month: $5.00 per month

Minimum daily balance requirement to avoid fee is waived if member is under 26 years of age.

Investor Checking

If daily balance falls below $1,000.00 during the calendar month: $5.00 per month

Health Savings Account (HSA)

If daily balance falls below $50.00 during the calendar month: $5.00 per month

Individual Retirement Account (IRA)

If daily balance falls below $50.00 during the calendar quarter: $5.00 per quarter

Fees charged by Alaska USA–other financial institutions may assess additional fees for collection items.

Bank wires

  • Domestic: $20.00 per wire
  • Foreign: $50.00 per wire

Cash services for disbursed coin

  • First $200.00 per calendar month: No charge
  • Over $200.00 per calendar month: $0.08 per roll

Cash services for currency

ATM withdrawals exempt.

  • First $10,000.00 per calendar month: No charge
  • Over $10,000.00 per calendar month:
    • Disbursed: $1.00 per $1,000.00
    • Received: $0.10 per $1,000.00

Cashier’s checks

$2.00 per item

Check delivery

  • Interbranch: $5.00 per item
  • Other locations: $15.00 per item

Collection items

  • Incoming check: $5.00 per item
  • Outgoing/Domestic: $5.00 per item
  • Outgoing/Foreign: $15.00 per item

Overdraft protection transfers

  • From a Share or Premium Savings, or a Money Market: $5.00 per day
  • From a Credit Line in excess of three (3) per calendar month: $5.00 per transfer

Negative balance transfers

Credit Union initiated transfer to resolve a negative share balance: $5.00 per transfer

Stop payment

No charge

Loose coin exchanged at coin machine

  • Fee assessed on total amount processed
  • Non-Members: 8%

VISA® Debit/ATM Card International Transaction Fee

1%; also includes internet transactions initiated in the United States with a merchant who processes the transaction outside of the United States.

Levy/garnishment

Includes Assessment or Notice to Withhold and Deliver: $75.00 per item

Mail

  • Express: $15.00 per item
  • Priority: $5.00 per item

Membership

Assessed when accepted as a member of Alaska USA: $5.00 per member

Photocopies

Copy unrelated to credit union business: $0.25 per item

Verifications

  • Account Verification: No charge
  • Mortgage Account Verification: $10.00

Online Account Access

No charge

Bill Pay/Send money

Unlimited bills paid per calendar month: No charge

Bill Pay expedited payment services

Overnight Check: $22.50

Bill Pay/Send money collection - Late Charge

Interest on amounts not reimbursed to the service provider within 15 days: 1.5% monthly

  • Returned items: As charged
  • Third-party fee: As charged

Research

  • Requests completed in under one hour: No charge
  • Requests that require one hour or more: $15.00 per hour

Research - priority handling

Requests that require priority fulfillment incur a $15.00 per hour charge.

Check copies

No charge

Document or statement copies

No charge; examples include producing a copy of a prior statement of account; printing an interim statement of account; or producing other document copies, such as a deposited item.

Courtesy Pay/Overdraft Service

Check or other debit presented and paid against insufficient funds (fee based on amount account is overdrawn)

  • $0.00 - $5.00: No charge
  • $5.01 - $10.00: $5.00
  • $10.01 - $15.00: $10.00
  • $15.01 - $20.00: $15.00
  • $20.01- $25.00: $20.00
  • $25.01 or more: $25.00

NSF

Check or other debit returned unpaid for lack of sufficient funds: $25.00 per presentment

NSF mortgage payment

Additional Cenlar charge: $25.00 per item

Returned deposited item

$5.00 per item

Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you, such as your driver's license or other documents.