Alaska USA offers three consumer checking account options to best fit your needs, lifestyle, and financial management preferences. The checking accounts include free, convenient account management tools and have no per-check fees.
|When it comes to checking, you…||Best-fit account|
|Have recurring direct deposit to your account||Convenience Checking|
|Maintain at least $500 in checking or any other associated share or loan account||Relationship Checking|
|Are just starting out - between the ages of 16-25||Relationship Checking|
|Want to earn dividends on your balance||Investor Checking|
All consumer checking accounts offer:
Members who open checking accounts must be at least 16 years of age and are subject to Chex Systems verification.
You may change your checking account type at any time without changing your account number or reordering checks. Change your account in UltraBranch, at any branch, or call the Member Service Center. Please note that the type of account does not automatically change based upon the account balance or direct deposit activity.
For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.
Investor Checking dividends are earned at a rate based on money market conditions, calculated daily, and paid monthly on the total account balance each day the balance is at least $1,000.
Business members benefit from Business Checking, which saves money with fewer per-check fees, a low minimum deposit, and an opportunity to earn dividends.