Loan Fees

Business loans

For fee information related to business and commercial loans and lines of credit, please contact Business & Commercial Services.

Consumer loans

Late payment fee 20% of interest due, $.05 min
Third-party charges as charged

Real estate loans*

Assumption fees:
- Conventional
- Nonqualifying - AHFC
- Nonqualifying - FHA
- Nonqualifying - VA
- Qualifying - FHA
- Qualifying - VA		  
 1%, min. $400.00
 $100.00
 $45.00
 $50.00
 $500.00
 $300.00
Conversion processing fee per contract
Origination fees:
- FHA Title I
- Mortgage loans
- Other programs
 $99.00 (currently waived)
 Varies
Varies
Other fees:
- AHFC multi-family document preparation
- Loan processing
- Mortgage document preparation
- Partial release of collateral		  
$500.00
$99.00
$300.00
 $100.00
Reconveyance fee:
- Alaska
- California
- Washington		  
 $65.00
$75.00-$150.00
$135.00
Release of mortgagor per investor guidelines or $500.00
Subordination fee $25.00
Third-party charges as charged

* Specialized programs may have unique fees not reflected on this summary.

Visa® Credit Cards

Annual fee:*
Visa Platinum or Secured Visa Platinum
* Fee not assessed if cardholder is primary or joint owner of an Alaska USA checking account.
 $50.00
Cash advance:*
* Cash advances incur a finance charge immediately.
 2% ($10 max)
Document or statement copy no charge
Overnight card delivery  $15.00
Late payment
 - Platinum and Secured Platinum
Up to $35
Returned Payment Fee
 - Platinum and Secured Platinum
Up to $20