Loan Fees
Business loans
| For fee information related to business and commercial loans and lines of credit, please contact Business & Commercial Services. |
Real estate loans*
| Assumption fees:
- Conventional - Nonqualifying - AHFC - Nonqualifying - FHA - Nonqualifying - VA - Qualifying - FHA - Qualifying - VA |
1%, min. $400.00 $100.00 $45.00 $50.00 $500.00 $300.00 |
| Conversion processing fee | per contract |
| Origination fees: - FHA Title I - Mortgage loans - Other programs |
$99.00 (currently waived) 1% min. $750.00 Varies |
| Other fees:
- AHFC multi-family document preparation - Loan processing - Mortgage document preparation - Partial release of collateral |
$500.00 $99.00 $300.00 $100.00 |
| Reconveyance fee:
- Alaska - California - Washington |
$70.00 $60.00 $122.00 |
| Release of mortgagor | per investor guidelines or $500.00 |
| Subordination fee | $25.00 |
| Third-party charges | as charged |
* Specialized programs may have unique fees not reflected on this summary. | |
Visa® Credit Cards
| Annual fee:*
All Credit Card Types * Fee not assessed if cardholder is primary or joint owner of an Alaska USA checking account. |
$50.00 |
| Cash advance:*
* Cash advances incur a finance charge immediately. |
2% ($10 max) |
| Document or statement copy | no charge |
| Overnight card delivery | $15.00 |
| Late payment | Up to $35 |
| Returned Payment Fee | Up to $20 |
