Home Improvement Loans

For new families, expanding families, or "empty-nesters," a Home Improvement Loan could be the perfect solution.

Save money! You'll pay no fees for an appraisal, credit report, title insurance, or loan origination. Up to 100% of the cost of the improvement can be financed, eliminating out-of-pocket expenses.  And, the interest may be tax-deductible, lowering your yearly income-tax bill.

It's so easy!  No appraisal or equity is required and Alaska USA's fast loan approval lets you get started with your project right away.


Home Improvement Loans are available for properties located in Alaska and Washington.

The proposed improvements must be used to enhance the basic livability or utility of the home.  Items FHA considers luxuries cannot be included.

Financing is available for the improvement of member-owned, one- to four-family properties. Finance up to $25,000 for a single-family property.  Higher amounts are available for three- to four-family homes.  Financing up to $5,000 is also available for owner-occupied mobile homes.

Loan information