Rates

Auto Loan Rates & More

Find a competitive rate for that new or used vehicle you have your eye on.

Save 0.15% on the rates below when you apply for a vehicle loan online.*

Auto Loan Rates (New)

Rates as of 12/03/2022
Term APR1
Auto and Truck (new)
6-48 Months 4.500%-10.500%
49-60 Months 4.500%-10.500%
61-72 Months 4.750%-10.750%
73-84 Months 5.250%-11.250%
85-96 Months 6.000%-12.000%

Auto Loan Rates (used)

Rates as of 12/03/2022
Term APR1
Auto and Truck (used)
6-48 Months 4.500%-13.000%
49-60 Months 4.500%-13.000%
61-72 Months 4.750%-13.250%
73-84 Months 5.250%-13.750%
85-96 Months 6.000%-15.750%

ATV, Snowmachine, & Motorcycle Loan Rates

Rates as of 12/03/2022
Term APR1
Motorcycle and Off-road Vehicles
6-72 Months 4.500%-13.750%
73-84 Months 5.750%-13.750%

Recreational Vehicle (RV) Loan Rates

Rates as of 12/03/2022
Term APR1,2
Recreational Vehicle (RVs)
6-144 Months 6.250%-12.500%
145-180 Months 7.000%-13.250%
181-240 Months 7.750%-14.000%

Boat Loan Rates

Rates as of 12/03/2022
Term APR1, 2
Boats and Vessels
6-120 Months 6.750%-15.000%
121-180 Months 7.500%-15.250%
181-240 Months 8.000%-16.250%

Aircraft Loan Rates

Rates as of 12/03/2022
Term APR1,2
Aircraft
6-240 Months 6.250%-9.250%
  1. Interest rate is dependent upon the credit qualifications of the borrower(s).
  2. A balloon payment for the balance owed is due 180 months from the loan date.

    Loan Payment Example:
    A new auto loan of $25,000 for 60 months at 3.35% APR will have a monthly payment of $453.12.

* How do I get these special rates?
Apply online for a vehicle loan and on approval of credit, receive a special discounted loan rate.

How will I know if my loan has been approved?
You will receive an email about the progress of your loan application. An Alaska USA loan representative will give you a call with the decision.

How will I close my loan?
You may close your loan at any branch or through the mail and you'll still receive the loan rate discount.