Alaska USA Visa Credit Card

Reward yourself with an Alaska USA Visa® Platinum Credit Card that combines a low fixed rate with reward points redeemable for travel and merchandise through ScoreCard™.

Highlights

 
Reward points - Earned for each dollar spent, reward points add up quickly and can be redeemed for travel and merchandise. Use your card for all your shopping and bills - the reward points will add up even faster!

No annual fee - Yes! No annual fee! Unlike many credit cards that offer rewards, the Alaska USA credit card has no annual fee for Alaska USA checking account holders.

Low, fixed rate - As low as 10.5%, with no penalty rates.

No fee for foreign transactions - Making traveling abroad easier and more affordable.

Rewards

ScoreCard™ Rewards

Every time you make purchases with your Alaska USA Visa Platinum Card, you earn ScoreCard points — and more points means more rewards!

Your reward points can be redeemed for air travel on virtually any airline, hotel stays, cruises, and name-brand merchandise.

Travel rewards

The Alaska USA travel rewards program features flexibile travel rewards and few restrictions.

Flexible Flight Rewards

  • Flights start at only 10,000 points
  • Book flights as close as 3-days in advance
  • No Saturday night stay requirements
  • No origination or destination restrictions

Enhanced Travel Rewards

You can redeem your points for hotel & resort stays, rental cars and trip enhancing activities.

  • Tour the dazzling Las Vegas strip at night by helicopter
  • Plan your weekend getaway to New York’s Theatre District and stay at the popular New Yorker Hotel
  • Reserve passes to Universal Studios Florida

Preview rewards

Merchandise Rewards

Choose from hundreds of items to view, dream about, redeem and enjoy. Select from electronics, sporting goods, appliances, jewelry, toys, and other awards!

Check out the online catalog at Scorecardrewards.com for merchandise you can order with your accumulated points. Redeem points any time, or save them to earn higher value awards. And remember - shipping is free!

Benefits

Platinum benefits

In addition to the rewards program, the Alaska USA Visa Platinum credit card includes the following benefits:

Travel benefits - Use your Alaska USA Visa Platinum card for your travel expenditures and you can be eligible for:

  • $500,000 in free travel accident insurance for you and your family
  • Up to 25% discounts at leading auto rental companies throughout the world
  • Rental car insurance
  • Hotel/motel theft insurance

Warranty Manager Service - Use your Alaska USA Visa Platinum card and your purchases are eligible for warranty registration and extended protection.

And more! Lost luggage tags, lost key return service, concierge service, roadside assistance, payment card registration, travel and emergency assistance, emergency card replacement and emergency cash disbursement.

Online

Online Credit Card Access

You may conveniently view your recent Visa® activity online using UltraBranch®.

To view your Visa activity

  1. Log in to UltraBranch
  2. Below the Account Information tab, click the "VISA" link.
  3. After the Visa Credit Card Information page loads, click the "View Account" button to connect to your visa information in a new window.
  4. When you are done viewing your Visa information, click the "Log Off" link on the left of the page. You can then close the new window.

Learn more about UltraBranch or sign up.

To make credit card payments online

  1. Log in to UltraBranch
  2. Click the "Transfers and Withdrawals" tab.
  3. Select the account from which you wish the payment to be withdrawn.
  4. In the "To:" dropdown, select "Visa card ending in xxxx".
  5. Enter the payment amount and click "Transfer". Payments will not be shown on your Visa activity immediately.

Visa transaction history is provided jointly by Alaska USA and its credit card processing contractor.

Terms

Visa Platinum Credit Card Disclosure

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".

This information is accurate as of February 2010, and is subject to change upon written notice to cardholders. To confirm current features and costs, contact Alaska USA Card Services at 563-7500, or (800) 525-9094 outside of Anchorage and (800) 742-7084 for TTY/Hearing Impaired.

Visa Platinum Agreement 10.5% (PDF 177KB)
Visa Platinum Agreement 12.5% (PDF 177KB)
Visa Platinum Agreement 14.5% (PDF 177KB)

Annual Percentage Rate (APR) for purchases 10.5%, 12.5%, or 14.5%
Same rate for purchases, balance transfers, and cash advances. Your fixed rate APR (one of the rates shown) will be assigned based on your credit worthiness.
How to avoid paying
interest on purchases
You have 25 days to repay your balance for purchases before being charged a finance charge.
Annual fee $50 (waived for Alaska USA checking account holders)
Transaction fee for
cash advances
2% of the cash advance amount ($10 maximum)
Fee for foreign transactions No fee
Late payment fee Up to $35
Returned payment fee Up to $20
Secured card

Secured Visa Platinum

Build your credit history with an Alaska USA Secured Visa® Card. It works like a regular credit card, but it's backed by funds on deposit in your Alaska USA savings account.

When you carry an Alaska USA Secured Visa Card, you get platinum-level benefits, including ScoreCard™ points redeemable for travel and merchandise. There's a minimum of $500 you need to keep on deposit, but that also qualifies you for an Alaska USA Relationship Checking account with no monthly maintenance fees.

And if you have an Alaska USA checking account, the typical $50 annual Visa card fee is also waived.

Apply for the Secured Visa today and begin building a positive credit history!

Account terms

Normally, a member in good standing may be granted a Secured Visa credit card in an amount equal to the amount of share savings placed on hold with a minimum limit of $500.

Secured Visa Platinum Credit Card Disclosure

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".

This information is accurate as of February 2010, and is subject to change upon written notice to cardholders. To confirm current features and costs, contact Alaska USA Card Services at 563-7500, or (800) 525-9094 outside of Anchorage and (800) 742-7084 for TTY/Hearing Impaired.

Secured Visa Platinum Agreement (PDF 177KB)

Annual Percentage Rate (APR) for purchases 14.5%
Same rate for purchases, balance transfers, and cash advances.
How to avoid paying
interest on purchases
You have 25 days to repay your balance for purchases before being charged a finance charge.
Annual fee $50 (waived for Alaska USA checking account holders)
Transaction fee for
cash advances
2% of the cash advance amount ($10 maximum)
Fee for foreign transactions No fee
Late payment fee Up to $35
Returned payment fee Up to $20
The intent of this program is to provide credit cards to members who would not otherwise qualify for an unsecured credit card because of insufficient credit experience or poor past credit history.  Approval of secured credit card requests requires a completed credit card application and no evidence or indication of current or future credit problems. Additionally, members who have caused the credit union to suffer a financial loss will not be eligible for this program.

Establishment of unsecured credit card credit limits may be considered after two years' satisfactory performance on a secured basis.  Approval of such unsecured limits requires loan officer review of a current application and underwriting consistent with usual standards.

Infosheets

Visa Platinum Card

ScoreCard Rewards

Platinum Benefits

Find out more

Transfer another balance

Million Points Mania

Official rules