Locations
RV Loans
Your home away from home
Experience life on the road—in comfort and style—with a new or used RV, motor home, or trailer.
Get preapproved for a new or used RV loan
If you’re looking for a new or used RV, it’s quick and easy to apply for financing.
- Get competitive rates.
- Apply online, over the phone, or in a branch.
- No application fees.
- Save time by getting preapproved before you visit the dealer.
- Pay your bill automatically from your checking or savings account.
We finance a wide range of vehicles, from RVs to van conversions.
Refinance your RV, motor home, or trailer loan
Are you paying too much for your RV loan? Refinancing could help you find a loan with terms that work better for you. Depending on your situation, you may be able to:
- Lower your monthly payment.
- Reduce your interest rate.
- Pay your RV off faster.
RV Loan Calculators
Steps
1
Apply Online
Answer a few simple questions and see what you qualify for.2
Get Preapproved
With your loan preapproved, you know exactly how much you can afford to spend.3
Find Your RV
Take your preapproval to the dealership and select the RV, motor home, or trailer you want.4
Close the Deal
Purchase your new RV and enjoy the ride.RV Loan FAQs
In most cases, we can make a decision on your loan application in under 24 hours. In some cases, we may need to ask you for more details, and then the process takes a little longer.
You’ll need to provide the following information on your loan application:
- Name
- Social security number
- Physical and mailing address
- Employment information
- Gross monthly income
- Date of birth
In some cases, we may ask for additional information after you submit your application.
No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry—it’s quick and easy to join Alaska USA.
When you apply for a loan, we ask if you’re already an Alaska USA member. If you’re not, just follow the instructions at the end of the application process to join.
We offer financing for RVs, motor homes, travel trailers, folding camper trailers, pickup campers, fifth-wheel trailers, and van conversions if the vehicle has two or more amenities that are normally associated with recreational vehicles.
Normally, we offer RV loans to finance models that are seven years old and newer, but sometimes we make exceptions for qualified applicants. If you want to finance an older RV, give us a call at 800-525-9094 to discuss your options.
If your loan is approved, we’ll give you the loan documents you need to take with you to the dealership. You’ll also need to take your driver’s license and proof of insurance with you.
Learn about vehicle loans & insurance
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What Is Guaranteed Asset Protection and When Do I Need It?
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1Interest rate is dependent upon the credit qualifications of the borrower(s). Rates are subject to change at any time for any reason. See our rates page for full details.