RV Loans

Your home away from home

Experience life on the road—in comfort and style—with a new or used RV, motor home, or trailer.

Get preapproved for a new or used RV loan

Today’s Rates

APR as low as1 6.25%

If you’re looking for a new or used RV, it’s quick and easy to apply for financing.

  • Get competitive rates.
  • Apply online, over the phone, or in a branch.
  • No application fees.
  • Save time by getting preapproved before you visit the dealer.
  • Pay your bill automatically from your checking or savings account.

We finance a wide range of vehicles, from RVs to van conversions.

RV on the road

Refinance your RV, motor home, or trailer loan

Are you paying too much for your RV loan? Refinancing could help you find a loan with terms that work better for you. Depending on your situation, you may be able to:

  • Lower your monthly payment.
  • Reduce your interest rate.
  • Pay your RV off faster.

RV Loan Calculators

Steps

1

Apply Online

Answer a few simple questions and see what you qualify for.

Apply Now

2

Get Preapproved

With your loan preapproved, you know exactly how much you can afford to spend.
3

Find Your RV

Take your preapproval to the dealership and select the RV, motor home, or trailer you want.
4

Close the Deal

Purchase your new RV and enjoy the ride.

RV Loan FAQs

In most cases, we can make a decision on your loan application in under 24 hours.  In some cases, we may need to ask you for more details, and then the process takes a little longer.

You’ll need to provide the following information on your loan application:

  • Name
  • Social security number
  • Physical and mailing address
  • Employment information
  • Gross monthly income
  • Date of birth

In some cases, we may ask for additional information after you submit your application.

No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry—it’s quick and easy to join Alaska USA.

When you apply for a loan, we ask if you’re already an Alaska USA member. If you’re not, just follow the instructions at the end of the application process to join.

We offer financing for RVs, motor homes, travel trailers, folding camper trailers, pickup campers, fifth-wheel trailers, and van conversions if the vehicle has two or more amenities that are normally associated with recreational vehicles.

Normally, we offer RV loans to finance models that are seven years old and newer, but sometimes we make exceptions for qualified applicants. If you want to finance an older RV, give us a call at 800-525-9094 to discuss your options.

If your loan is approved, we’ll give you the loan documents you need to take with you to the dealership. You’ll also need to take your driver’s license and proof of insurance with you.

Learn about vehicle loans & insurance

Young woman driving her new car

Top 5 Reasons to Get Preapproved for an Auto Loan

Auto loan preapproval lets you focus on getting the best deal possible.

RV driving down the road

Should You Buy an RV? 4 Questions to Ask Yourself

Buying an RV? Consider these 4 things before you hit the road.

Young woman driving her new car

What Is Guaranteed Asset Protection and When Do I Need It?

Even if your new vehicle is insured, here’s when GAP is a good idea.

1Interest rate is dependent upon the credit qualifications of the borrower(s). Rates are subject to change at any time for any reason. See our rates page for full details.