Get ready to cast off in a new or used boat, and save with our competitive rates.
If you’re looking for a new or used boat or other vessel, it’s quick and easy to apply for financing. We offer loans for both personal and commercial vessels.
Are you paying too much for your boat or vessel loan? Refinancing could help you find a loan with terms that work better for you. Depending on your situation, you may be able to:
In most cases, we can make a decision on your loan application in under 24 hours. In some cases, we may need to ask you for more details, and then the process takes a little longer.
You’ll need to provide the following information on your loan application:
In some cases, we may ask for additional information when you submit your application.
No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry—it’s quick and easy to join Alaska USA.
When you apply for a loan, we ask if you’re already an Alaska USA member. If you’re not, just follow the instructions at the end of the application process to join.
Normally, we offer boat loans to finance models that are seven years old and newer, but we sometimes make exceptions for qualified applicants. If you want to finance an older boat, give us a call at 800-525-9094 to discuss your options.
There are no application or origination fees for a boat or vessel loan, but you may need to pay documentation and Preferred Marine Mortgages fees. The exact amounts will be
disclosed by the documentation company before your loan is funded. These fees can be financed as part of your loan if you wish.
Yes, we require U.S. Coast Guard documentation of all vessels measuring 5 net tons or more in order to file a Preferred Marine Mortgage. Most vessels that are 25 feet or longer will fall into this category.
Auto loan preapproval lets you focus on getting the best deal possible.
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