Buckle up and enjoy the ride

In most cases, we can make a decision on your loan application in under 24 hours.  In some cases, we may need to ask you for more details, and then the process takes a little longer.

You’ll need to provide the following information on your car loan application: 

• Name 
• Social security number 
• Physical and mailing address 
• Employment information 
• Gross monthly income 
• Date of birth 

In some cases, we may ask for additional information after you submit your application.  

No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry —it’s quick and easy to join Alaska USA.  

When you apply for a loan, we ask if you’re already an Alaska USA member. If you’re not, just follow the instructions at the end of the application process to join. 

If your application is approved, your rate and terms are typically valid for 30 days after the decision date. If you don’t find a car in 30 days and your approval expires, you will have to apply again.

If your loan is approved, we’ll give you the loan documents you need to take with you to the dealership. You’ll also need to take your driver’s license and proof of insurance with you.