Other Loans

Get a loan for just about anything

Finance or refinance many types of personal property—from snowplows to pianos

Competitive rates and no application fee

Today’s Rates

APR as low as1 2.10%

Finance many types of personal property with serial numbers, from a trailer to a musical instrument.  

  • Get a competitive, affordable rate.  
  • There are no application or origination fees. 
  • Apply online, by phone, or in a branch. 
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What you can finance with a miscellaneous loan

You can use a miscellaneous loan to finance or refinance many types of new or used personal property with serial numbers, including: 

  • Backhoes, box vans, and bulldozers 
  • Enclosed trailers, horse trailers, and loaders 
  • Medium and heavy-duty trucks 
  • Tractors and snowplows 
  • Organs and pianos 

Personal loan calculator

How it works

1

Apply for a Loan

Apply online, by phone, or in a branch—whatever’s easiest for you.

Apply Now

2

Get a Decision

In most cases, we can make a decision on your loan application in under 24 hours.
3

Get Your Loan

Once approved and funded, you can set up automatic payments from checking or savings.

Miscellaneous Loan FAQs

In most cases, we can make a decision on your loan application in under 24 hours.  In some cases, we may need to ask you for more details, and then the process takes a little longer.

You’ll need to provide the following information on your loan application: 

  • Name 
  • Social security number 
  • Physical and mailing address 
  • Employment information 
  • Gross monthly income 
  • Date of birth 

In some cases, we may ask for additional information after you submit your application.  

With a secured loan, we use the item you’re financing or the money in your Alaska USA Savings or Certificate Account as collateral for your loan. This means that if you can’t make your loan payments, we will use the item you’re financing or the money in your Savings or Certificate Account to pay back the loan. 

Because they are secured by collateral, secured loans typically have lower interest rates than unsecured loans. 

No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry—it’s quick and easy to join Alaska USA.  

When you apply for a loan, we ask if you’re already an Alaska USA member. If you’re not, just follow the instructions at the end of the application process to join. 

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1Interest rate is dependent upon the credit qualifications of the borrower(s). Rates are subject to change at any time for any reason. See our rates page for full details.