Finance or refinance many types of personal property—from snowplows to pianos
Finance many types of personal property with serial numbers, from a trailer to a musical instrument.
You can use a miscellaneous loan to finance or refinance many types of new or used personal property with serial numbers, including:
In most cases, we can make a decision on your loan application in under 24 hours. In some cases, we may need to ask you for more details, and then the process takes a little longer.
You’ll need to provide the following information on your loan application:
In some cases, we may ask for additional information after you submit your application.
With a secured loan, we use the item you’re financing or the money in your Alaska USA Savings or Certificate Account as collateral for your loan. This means that if you can’t make your loan payments, we will use the item you’re financing or the money in your Savings or Certificate Account to pay back the loan.
Because they are secured by collateral, secured loans typically have lower interest rates than unsecured loans.
No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry—it’s quick and easy to join Alaska USA.
When you apply for a loan, we ask if you’re already an Alaska USA member. If you’re not, just follow the instructions at the end of the application process to join.
You could save money by transferring your credit card balance to a new card.
Building credit can be tricky, especially if you don’t have a credit history.
1Interest rate is dependent upon the credit qualifications of the borrower(s). Rates are subject to change at any time for any reason. See our rates page for full details.
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