Get a loan for just about anything

In most cases, we can make a decision on your loan application in under 24 hours.  In some cases, we may need to ask you for more details, and then the process takes a little longer.

You’ll need to provide the following information on your loan application: 

• Name 
• Social security number 
• Physical and mailing address 
• Employment information 
• Gross monthly income 
• Date of birth 

In some cases, we may ask for additional information after you submit your application.  

With a secured loan, we use the item you’re financing or the money in your Alaska USA Savings or Certificate Account as collateral for your loan. This means that if you can’t make your loan payments, we will use the item you’re financing or the money in your Savings or Certificate Account to pay back the loan. 

Because they are secured by collateral, secured loans typically have lower interest rates than unsecured loans. 

No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry—it’s quick and easy to join Alaska USA.  

When you apply for a loan, we ask if you’re already an Alaska USA member. If you’re not, just follow the instructions at the end of the application process to join.