With an unsecured loan, your signature is your guarantee—no collateral needed.
With an unsecured personal loan, you can get the cash you need to finance big projects or unexpected expenses. Or you can use your loan to consolidate other debts and simplify your monthly payments. Either way, there’s no collateral required.
With an unsecured loan, your signature is your guarantee. You can get the cash you need without tying up your other assets.
In most cases, we can make a decision on your loan application in under 24 hours. In some cases, we may need to ask you for more details, and then the process takes a little longer.
You’ll need to provide the following information on your loan application:
In some cases, we may ask for additional information after you submit your application.
With an unsecured loan, we base our decision on your credit history, income, and other criteria. You don’t need to put up any collateral for an unsecured loan.
With a secured loan, we use the money in your Alaska USA Savings or Certificate Account as collateral for your loan. This means that if you can’t make your loan payments, we will use the money in your Savings or Certificate Account to pay back the loan.
No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry—it’s quick and easy to join Alaska USA.
When you apply for a loan, we ask if you’re already an Alaska USA member. If you’re not, just follow the instructions at the end of the application process to join.
You could save money by transferring your credit card balance to a new card.
Building credit can be tricky, especially if you don’t have a credit history.
1Interest rate is dependent upon the credit qualifications of the borrower(s). Rates are subject to change at any time for any reason. See our rates page for full details.
You are about to visit a third-party website not operated by Alaska USA Federal Credit Union
Alaska USA Federal Credit Union is not responsible for the product, service, or website content on any external third-party sites and does not represent either you or the website operator if you enter into a transaction. Alaska USA Federal Credit Union’s privacy and security policies do not apply to the linked site.