Motorcycle & Off-Road Vehicle Loans

It is easy to find virtually limitless opportunities for year-round recreational activities.  And, it's more fun to play when you have all the right toys.  No matter where you live, Alaska USA has loan programs for all the vehicles you need for your outdoor fun.

ATV, Off-road Vehicle and Snowmachine Loan guideline

New - Current and next year's model year, or prior model year until April 1.

New Used
August 25, 2010
Maximum loan amount On approved credit, 70% of the lesser of: (a) purchase price or (b) MSRP plus installed accessories. On approved credit, 70% of the lesser of: (a) purchase price or (b) NADA Retail Motorcycle Guide.
Additional amount Higher percentage of financing may be available for qualified applicants.

An additional $300 may be added to the amount financed for the purchase of helmets/safety equipment.
Type of lien Security Agreement / UCC filing / vehicle title.
Annual percentage rate (APR) Periodically established by Board of Directors based upon current money market conditions and credit qualifications of applicant. View current rates and online specials.
Items included Snow machines, ATVs, dirt bikes and other non-passenger, offroad vehicles not otherwise classified. Cost of shipping may be financed for more qualified applicants.
Restrictions Off-road vehicles older than five model years will not normally be financed. However, they will be considered for qualified applicants.

Motorcycle Loan guideline

New - Current and next year's model year, or prior model year until April 1.

New Used
August 25, 2010
Maximum loan amount On approved credit, 70% of the lesser of: (a) purchase price or (b) MSRP plus installed accessories. On approved credit, 70% of the lesser of: (a) purchase price or (b) NADA Retail Motorcycle Guide.
Additional amount Higher percentage of financing may be available for qualified applicants.

An additional $300 may be added to the amount financed for the purchase of helmets/safety equipment.
Annual percentage rate (APR) Periodically established by Board of Directors based upon current money market conditions and credit qualifications of applicant. View current rates and online specials.
Items included Street legal motorcycles. Cost of shipping may be financed for more qualified applicants.
Restrictions Motorcycles older than five model years will not normally be financed; however, they will be considered for qualified applicants.