Extra Credit

Extra Credit is a revolving credit line provided by many local merchants and service providers through an arrangement with Alaska USA. You apply for Extra Credit at a participating merchant location. Once approved, you receive a special credit card – with your name and the name of the merchant – for use only at that location.

Quick and easy application process

Ask your merchant for an Extra Credit application. Fill it out, the merchant will submit it to Alaska USA and you’ll get an answer in minutes! 7 days a week!

Features & benefits

Features & benefits

  • Get on-the-spot approval for a revolving line of credit unique to the merchant or professional service.
  • Use your own Extra Credit card with your name and the name of the business on it for future purchases at the same business.
  • Pay no application fee, no annual fee, no down payment, and make low monthly payments.
  • Take advantage of same-as-cash programs (subject to merchants' choice of time periods and terms).
Extra Credit merchants

Extra Credit merchants

Below you will find a list of merchants currently participating in the Extra Credit program.

Links to merchant websites are provided as a convenience to members. Alaska USA does not control and cannot guarantee the relevance, timeliness, or accuracy of information provided at merchant websites.

Merchant Display Options        
 
Anchorage/Eagle River Contact Numbers
Bailey's Furniture
Anchorage, Fairbanks, Mat-Su, Soldotna
Phone: (907) 646-4900
Fax: (907) 646-4978
Anchorage Merchants
5th Avenue Jewelers
345 W 5th Ave.
Phone: (907) 258-3635
Fax: (907) 258-3630
Accurate Hearing Systems
510 W Tudor Rd., Ste. 3
Phone: (907) 644-6004
Fax: (907) 644-4432
Alaska Advanced Dentistry
6917 Old Seward Hwy.
Phone: (907) 522-3633
Fax: (907) 522-3600
Alaska Butcher Equipment & Supply
4507 Mountain View Drive
Phone: (907) 258-7502
Fax: (907) 258-7503
Alaska Countertops, Inc.
122 W 92nd Ave.
Phone: (907) 561-9299
Fax: (907) 561-9298
Alaska Fur Gallery
428 W 4th Ave.
Phone: (907) 274-3877
Fax: (907) 272-1582
Alaska Seamless Siding & Gutters/Alaska Custom Gutters
2800 Nugget Lane
Phone: (907) 868-2646
Fax: (907) 868-4660
Anchorage Plumbing and Heating
7920 King St.
Phone: (907) 349-6620
Fax: (907) 349-0754
Arctic Home Living-Anchorage
145 W. Dimond Blvd
Phone: (907) 561-8717
Fax: (907) 561-8721
Ashley Furniture Home Store
3416 Old Seward Hwy
Phone: (907) 929-8660
Fax: (907) 929-8689
Bailey's Clearance Outlet Anchorage
2809 Arctic Blvd.
Phone: (907) 770-6720
Fax: (907) 770-6235
Builders Millwork & Supply
1701 E Dimond Cir
Phone: (907) 561-1355
Fax: (907) 743-1911
California Closets
12001 Industry Way, B-4
Phone: (907) 345-1122
Fax: (907) 345-6029
Capitol Glass Northerm Windows
2300 E 63rd Street
Phone: (907) 272-4433
Fax: (907) 272-3747
Circle Plumbing and Heating
2317 Raspberry Road
Phone: (907) 243-2171
Fax: (907) 248-6135
David Green Furriers
130 W 4th Ave.
Phone: (907) 277-9595
Fax: (907) 272-2125
David's Jeweler's
Northway Mall-3101 Penland Pkwy, Ste G32
Phone: (907) 258-5383
Fax: (907) 258-5383
Discount Mechanical
500 W. 41st Ave.
Phone: (907) 336-3100
Fax: (866) 523-7420
Elaine S Baker Fine Gift Shop
939 W 5th Ave, Ste S - Hotel Captain Cook
Phone: (907) 272-0433
Fax: (907) 258-0889
Elaine S. Baker & Associates
731 E 5th Ave.
Phone: (907) 276-4829
Fax: (907) 258-0889
Exciting Windows by Mini Blind King
1120 E Huffman Rd., #365
Phone: (907) 349-6464
Fax: (907) 349-2364
Florcraft Carpet One-Anchorage
145 East Fifth Avenue
Phone: (907) 258-1900
Fax: (907) 258-4910
George Walton's Gold and Diamond Company
4300 Old Seward Hwy.
Phone: (907) 562-2571
Fax: (907) 562-7778
Green Acres Landscaping
9191 Old Seward Hwy. #7
Phone: (907) 522-5740
Fax: (907) 522-5729
Jungle Jim's Carpets
5650 Old Seward Hwy., Unit F
Phone: (907) 563-8810
Fax: (907) 563-8821
La-Z-Boy Furniture Galleries
3901 Old Seward Hwy.,Ste 18
Phone: (907) 277-2697
Fax: (907) 929-8593
Mattress Firm - Dimond Blvd
305 W Dimond Blvd
Phone: (907) 644-0394
Fax: (907) 644-0389
Mattress Firm - Fireweed&Seward
2440 Seward Hwy.
Phone: (907) 868-2894
Fax: (907) 868-2891
Mattress Firm - Mtn View-Glenn Square
3090 Mountain View Dr., Suite 190
Phone: (907) 770-0371
Fax: (907) 770-0391
Mattress Ranch-Anchorage
3227 Arctic Blvd
Phone: (907) 562-1219
Fax: (907) 562-1218
Michael's Jewelers
3689 Arctic Blvd.
Phone: (907) 349-3381
Fax: (907) 344-4656
Moore Heating
801 E Dowling Rd
Phone: (907) 561-1500
Fax: (907) 562-0167
Neighbors Windows & Doors
6251 Tuttle Place, Ste 101
Phone: (907) 868-7883
Fax: (907) 770-6399
Okamoto's Karate
501 W Int'l Airport
Phone: (907) 563-6554
Fax: (907) 563-6361
Oreck Floor Care Center
500 E. Benson
Phone: (907) 334-6732
Fax: (907) 334-6733
Quality Equipment Sales & Service
11801 S. Gambell
Phone: (907) 349-6215
Fax: (907) 349-2332
Relax Alaska
243 E 5th Ave., Ste 202
Phone: (907) 561-9000
Fax: (907) 563-0077
Sadler's Home Furnishings-Anchorage
3901 Old Seward Hwy, Ste 1
Phone: (907) 929-8500
Fax: (907) 929-8592
Safe and Sound Anchorage
7402 Old Seward Hwy
Phone: (907) 522-2353
Fax: (907) 522-2310
Scan Basics/Scan Office
701 West 36th Ave., Ste 1
Phone: (907) 222-3746
Fax: (907) 561-6813
Scan Home
100 W. 34th Ave.
Phone: (907) 562-6911
Fax: (907) 561-6813
Sleep Comfort by Nerlands
123 E Fireweed Ln
Phone: (907) 258-2505
Fax: (907) 771-9905
Southside Smiles
9138 Arlon St., Suite B1
Phone: (907) 274-4746
Fax: (907) 374-4745
Super Floors of Alaska, LLC
12855 Old Seward Hwy.
Phone: (907) 562-1717
Fax: (907) 562-1739
The Motorcycle Shop
944 E 73rd Ave.
Phone: (907) 561-1165
Fax: (907) 562-1433
The Music Man
4637 Old Seward Hwy
Phone: (907) 561-7001
Fax: (907) 562-6529
The Ultimate Mattress Store
700 E Benson Blvd., Ste 1
Phone: (907) 929-8600
Fax: (907) 929-8690
The Waterworks - Anchorage & Eagle River
5700 Old Seward Hwy.
Phone: (907) 563-3848
Fax: (907) 561-0873
TrailerCraft, Inc.
222 W. 92nd Ave.
Phone: (907) 563-3238
Fax: (907) 561-4995
Truckwell of Alaska
5801 Silverado Way
Phone: (907) 349-8845
Fax: (907) 344-0644
Westside Flooring
3620 Jewell Lake Road
Phone: (907) 268-4160
Fax: (907) 268-4161
Williams & Kay
700 E Benson Blvd.
Phone: (907) 279-3300
Fax: (907) 929-8590
Eagle River Merchants
Extreme Heating and Air, Inc.
17141 N Eagle River Loop Rd, #2
Phone: (907) 726-1805
Fax: (907) 726-0953
 
Fairbanks/North Pole & Vicinity Contact Numbers
Fairbanks Merchants
Altrol, Inc. Heating & Cooling
2295 Van Horn Road
Phone: (907) 452-8680
Fax: (907) 452-6778
Arctic Home Living-Fairbanks
1698 Airport Way Ste #1
Phone: (907) 451-8718
Fax: (907) 451-8716
Ashley Select
610 Cushman Street, #101
Phone: (907) 328-0891
Fax: (907) 328-0893
Bailey's Furniture - Fairbanks
1976 S. Cushman St.
Phone: (907) 328-4083
Fax: (907) 328-4081
Firesafe Chimney Service
3501 Lathrop St., #F
Phone: (907) 488-8944
Fax: (907) 457-2644
Florcraft Carpet One-Fairbanks
1991 Fox Ave.
Phone: (907) 452-1423
Fax: (907) 451-8424
Mattress Ranch - Fairbanks
927 Old Steese Hwy
Phone: (907) 457-3508
Fax: (907) 457-3509
Sadler's Home Furnishings-Fairbanks
610 Cushman St.
Phone: (907) 452-7368
Fax: (907) 452-7949
Tundra Spas
604 Hughes Ave.
Phone: (907) 458-7727
Fax: (907) 458-7726
 
Juneau Contact Numbers
Juneau Merchants
Landscape Alaska
5372 Commercial Ave.
Phone: (907) 790-4916
Fax: (907) 790-2629
Southeast Furniture Warehouse
2000 Anka Street
Phone: (907) 780-4872
Fax: (907) 780-4873
 
Ketchikan Contact Numbers
Ketchikan Merchants
Bernies
2417 Tongass Ave., Ste. 112A
Phone: (907) 225-3148
Fax: (907) 225-3140
Tongass Trading Furniture House
2324 Tongass Ave.
Phone: (907) 225-5101
Fax: (907) 225-5107
 
Kodiak Contact Numbers
Kodiak Merchants
Ardinger's
412 Marine Hwy
Phone: (907) 486-5554
Fax: (907) 486-5564
 
Soldotna/Kenai Contact Numbers
Homer Merchants
VBS Heating
248 W. Pioneer Ave.
Phone: (907) 235-9394
Fax: (907) 235-9696
Soldotna Merchants
Bailey's Furniture Soldotna
35618 Kenai Spur Hwy.
Phone: (907) 260-5288
Fax: (907) 260-9220
Mattress Ranch-Soldotna
35911 Kenai Spur Hwy - Unit 17,18
Phone: (907) 262-6523
Fax: (907) 262-6520
Rug Bones
35353 K Beach Drive
Phone: (907) 262-2137
Fax: (907) 262-2437
Safe and Sound Soldotna
35563 kenai Spur Hwy
Phone: (907) 260-5363
Fax: (907) 260-5366
Sterling Merchants
Sadler's Home Furnishings-Sterling
Mile 81.5 Sterling Hwy
Phone: (907) 262-5009
Fax: (907) 262-3733
 
Wasilla/Palmer Contact Numbers
Palmer Merchants
Bailey's Furniture Wasilla
7081 E Lupine
Phone: (907) 745-4083
Fax: (907) 745-4081
Mattress Ranch - Wasilla
1150 N. Shenandoh Dr.
Phone: (907) 373-3339
Fax: (907) 373-3398
The Gallery
1150 S Colony Way
Phone: (907) 745-1420
Fax: (907) 745-3311
Wasilla Merchants
Alaska Fire and Flue
1051 E. Bogard Road, Ste 13
Phone: (907) 357-3583
Fax: (97) 357-3574
Alaska Water Conditioning
601 Bunkerhill Rd. Ste. A
Phone: (907) 376-8822
Fax: (907) 376-3100
Arctic Home Living-Matsu
6390 E Fireweed Lane
Phone: (907) 376-8717
Fax: (907) 357-6065
Bailey's Clearance Center Wasilla
1910 S. Terrace Ct.
Phone: (907) 745-4083
Fax: (907) 745-1954
Distinctive Ride
1800 S Knik Goose Bay Road
Phone: (907) 373-7433
Heat Source Mechanical
4605 E. Palmer Wasilla Hwy, Suite B
Phone: (907) 376-4130
Fax: (907) 376-4148
Image Audio
1025 N Seward-Meridian Hwy
Phone: (907) 376-9190
Fax: (907) 376-1447
Mat-Su Water
1649 W Parks Hwy.
Phone: (907) 373-2424
Fax: (907) 357-1649
Mattress Firm - Wasilla
1650 E Parks Hwy
Phone: (907) 631-0872
Fax: (907) 631-0873
Safe and Sound Wasilla
1401 W. Parks Hwy
Phone: (907) 357-2353
Fax: (907) 357-2351
Town & Country Home Furnishings
Mile 2.5 Palmer-Wasilla Hwy. (99654)
Phone: (907) 376-0942
Fax: (907) 376-9188
Trail Toyz Offroad
4901 E. Blue Lupine, Ste. A
Phone: (907) 841-0121
 
Washington Contact Numbers
A Sharp Music Company
204 SW 43rd St.
Renton
Phone: (425) 251-5929
Fax: (425) 251-6004
All Seasons Spa and Stove
131 W. Division St.
Arlington
Phone: (360) 435-5030
Fax: (360) 435-5808
Aqua Rec's Fireside Hearth & Home
various locations
Bonney Lake, Fircrest, Puyallup, Tacoma, Woodinville, Gig Harbor
Phone: (253) 682-1792
Fax: (253) 682-1791
Bob's Heating & Air Conditioning
14148 NE 190th St.
Woodenville
Phone: (206) 378-6712
Fax: (425) 823-6598
Cabinets by Trivonna
4444 Lacey Blvd SE, Suite G
Lacey
Phone: (360) 539-5057
Fax: (360) 539-5062
Clean Crawls
3707 124th St. NE, #A1
Marysville
Phone: (360) 651-1765
Fax: (360) 657-4805
Dacels Jewelers & Gallery
3500 Factoria Blvd., SE
Bellevue
Phone: (425) 643-2610
Fax: (425) 641-9636
Dowell Co.
760 Centeral Ave. N.
Kent
Phone: (253) 852-1700
Fax: (253) 852-1702
Down Right Cozy Fireplace Shop
7412 27th St. W
University Place
Phone: (253) 566-1919
Fax: (253) 220-5571
Fabri Fine Jewelry
15015 Main Street, #112
Bellevue
Phone: (425) 453-0373
Fax: (425) 453-1625
Federal Way Custom Jewelers
1810 South 320th Street, #B
Federal Way
Phone: (253) 952-5795
Fax: (253) 839-2322
Foster's Furniture
2306 Pacific Ave.
Tacoma
Phone: (206) 243-1834
Fax: (206) 241-7371
Furniture Max
407 W. Nob Hill Blvd.
Yakima
Phone: (509) 424-3293
Fax: (509) 424-3294
Gerald's Jewelry
645 NE Midway Blvd.
Oak Harbor
Phone: (360) 675-4500
Fax: (360) 675-3377
Gerald's Jewelry
645 N.E. Midway Blvd
Oak Harbor
Phone: (360) 675-4500
Fax: (360) 675-3377
Green Lake Jewelry Works Bellevue
25 Bellevue Way SE
Bellevue
Phone: (425) 598-8900
Fax: (425) 598-8901
Green Lake Jewelry Works Seattle
550 Northgate Wy NE
Seattle
Phone: (206) 527-1108
Fax: (206) 523-6605
Marci Jewelry
1048 116th Ave. NE, #140
Bellevue
Phone: (425) 455-4561
Fax: (425) 451-2532
Mattress Ranch
Various locations in AK and WA
Phone: (360) 373-4367
Fax: (360) 917-0219
Mattress Ranch - Chehalis
1500 NW State Ave.
Chehalis
Phone: (360) 740-6137
Fax: (360) 740-6139
Mattress Ranch - Lacey
7941 Martin Way East
Olympia
Phone: (360) 438-3936
Fax: (360) 438-3912
Mattress Ranch - Lakewood
8916 Lakewood Dr. SW
Lakewood
Phone: (253) 589-5331
Fax: (253) 589-5013
Mattress Ranch - Parkland
12169 Pacific Ave.
Parkland
Phone: (253) 539-5818
Fax: (253) 539-5812
Mattress Ranch - Puyallup
12704 South Meridian
Puyallup
Phone: (253) 841-8990
Fax: (253) 841-8958
Mattress Ranch - Silverdale
9080 Silverdale Way NW
Silverdale
Phone: (360) 692-8302
Fax: (360) 692-1215
Mattress Ranch - Tacoma
5401 6th Street
Tacoma
Phone: (253) 759-4632
Fax: (253) 759-4908
Mobile Music Unlimited
3159-B N Goldie Rd.
Oak Harbor
Phone: (360) 679-1283
Fax: (360) 679-4045
Newell Hunt Furniture
113 West Stewart Ave.
Puyallup
Phone: (253) 845-1735
Fax: (253) 845-1736
Olympic Hot Tub
2500 Westlake Ave. N, Ste. B
Seattle
Phone: (206) 286-0700
Fax: (206) 282-0879
Olympic Hot Tub - Everett
121 SE Everett Mall Way, Suite D
Everett
Phone: (425) 355-3937
Fax: (425) 212-5261
Olympic Hot Tub - Fife
4803 Pacific Hwy E, Suite 4
Fife
Phone: (253) 922-1477
Fax: (253) 922-3529
Olympic Hot Tub - Issaquah
1151 NW Sammamish Rd, Suite 105
Issaquah
Phone: (425) 369-6177
Fax: (425) 369-2179
Olympic Hot Tub - Lacey
8100 Freedom Lane NE, Suite E
Lacey
Phone: (360) 455-1234
Fax: (360) 455-1684
Olympic Hot Tub - Tukwila
12818 Gateway Dr.
Seattle
Phone: (800) 431-2876
Fax: (206) 731-2981
Pacific Air Systems
12811 Pacific Hwy SW
Lakewood
Phone: (253) 581-5272
Fax: (253) 581-3573
Parkland Mattress Makers/Sleep Center
11122 Pacific Ave. South
Tacoma
Phone: (253) 531-8040
Fax: (253) 984-1730
PriceCo
921 Central Ave. N
Kent
Phone: (253) 856-2050
Fax: (253) 520-6713
Procraft Industries
6710 220th St SW
Mountlake Terrace
Phone: (206) 361-5121
Fax: (206) 361-5034
Rich's for the Home
Shop at any of our 5 locations
Lynnwood, Bellevue, Tukwila, Tacoma or Silverdale
Phone: (800) 354-3533
Fax: (425) 745-8888
Rich's for the Home Bellevue
14404 NE 20th Street
Bellevue
Phone: (425) 373-3299
Fax: (425) 373-3399
Rich's for the Home Silverdale
9445 Silverdale Way
Silverdale
Phone: (360) 692-1944
Fax: (360) 692-1946
Rich's for the Home Tacoma
6626 Tacoma Mall Blvd.
Tacoma
Phone: (253) 284-3740
Fax: (253) 284-3750
Rich's for the Home Tukwila
17750 W Valley Highway
Tukwila
Phone: (425) 251-5707
Fax: (425) 251-6367
Seattle Hot Tub Company
11435 120th Ave. NE, #C
Kirkland
Phone: (425) 869-7727
Sound Heating & Air Conditioning
5526 184th St. E, Ste A
Puyallup
Phone: (253) 875-3350
Fax: (253) 875-0285
Swedish Sleep Products
10910 Willow Road
Lake Stevens
Phone: (206) 779-1434
Fax: (425) 322-4566
The Spa Warehouse
21665 Pacific Highway South
Seattle
Phone: (206) 824-7939
Fax: (206) 870-8480
Viking Fence Company
3015 State Hwy. 3
Bremerton
Phone: (360) 373-7918
Fax: (360) 377-0011
Wallace's Stoves
752 108th St. South
Tacoma
Phone: (253) 531-3606
Fax: (253) 531-6622
Washington Energy Services
3909 196th St. SW
Lynnwood
Phone: (800) 398-4663
Fax: (425) 778-5601
Water Distillers Northwest
32310 169th Ave. SE
Auburn
Phone: (253) 333-8679
Fax: (253) 737-4174
Whidbey Jeweler
1421 SW Barlow St., Ste 2
Oak Harbor
Phone: (360) 679-1800
Fax: (360) 279-8944
Wyatt's Diamond Jewelers
14751 North Kelsey St. #108B
Monroe
Phone: (360) 794-7373
Fax: (360) 794-1662
Account terms

Extra Credit account disclosure

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

How Alaska USA will calculate your balance: Alaska USA uses a method called "average daily balance (including new purchases)."

This information is accurate as of September 2012.

Extra Credit Application & Account Agreement (PDF)

Annual Percentage Rate (APR) for purchases 17.9%
Paying interest You will be charged interest from the transaction date.
Late payment fee Up to $5
Returned payment fee Up to $20