You don’t need to compare policies to find the best car insurance—we’ll take care of that for you.
Personalize your car insurance based on your vehicle, driving habits, and the level of coverage you're comfortable with. We shop around to find the best policy that meets your specific needs.
Coverage options include:
You can get discounts on your car insurance, based on a number of factors:
If you need insurance for more than one thing—for example, your car plus your home, RV, or boat—then you may be able to save even more by bundling your policies under the same carrier.
Car insurance requirements vary by state, most policies include these elements:
Each state has minimum requirements for car insurance, but your coverage needs depend on your specific situation. Talking to an agent can help you decide which policy is right for you. In addition to basic coverage, you may also want to consider extras like roadside assistance or rental car reimbursement.
You may be able to get a discount if you’re a homeowner, mature driver, or good student. It’s also possible to save on your overall insurance bill by bundling policies, like your homeowners and car insurance, with the same carrier. Your agent can identify the types of discounts you might qualify for.
Insurance companies have different methods for assessing risk, but most of them consider these factors:
Insurance companies may also look at your credit history to assess your risk, but this is not allowed in some states.
“I’ve used [Alaska USA] for several car loans and insurance. They have always been amazing with customer service and finding us the best rates. Thank you!”
– Shannon M-C
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