Umbrella and excess liability policies provide the additional protection you need in case a judgment against you exceeds the liability limits of your existing auto, home, or other insurance policies. This coverage increases your liability limits by one million dollars or more.
The availability of coverage and certain coverage provisions vary by carrier and state. Please be sure to indicate your state when requesting a quote. This coverage is normally written by the same carrier that provides your auto or homeowners insurance, but can also be purchased as a stand-alone policy.