Flood insurance is necessary for those who live in flood prone areas. Because damages caused by floods are specifically excluded from most homeowners policies, it's necessary to have a separate flood insurance policy in order to be covered.
Additionally, the National Flood Insurace Act of 1994 requires some property owners to have flood insurance if the property is located within a flood hazard area. Whether you purchase coverage to protect yourself or to satisfy federal regulations, Alaska USA Insurance can provide this coverage.
- Flood insurance rates, policy provisions, and rules regarding availability are set by federal regulation. Contact us to find out if you qualify.