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Programs for Alaska USA Members

Group insurance coverage for members

Alaska USA Federal Credit union makes available group insurance that offers qualifying members coverage at group rates. Payments are automatically deducted from your Alaska USA checking or savings account.

Accidental Death and Dismemberment

This plan provides coverage for accidental death or dismemberment which might occur anywhere in the world, on the job, on vacation, or at home.

Group Term Life

Group term life insurance offered through Alaska USA features low-cost protection with minimal health questions. Payments are automatically deducted from your checking or savings account.

Whole Life Insurance

Whole insurance offers lifelong protection with premiums that never increase, and provides cash benefits payable at your death. Plus, it builds cash value over time.

Guaranteed Asset Protection (GAP)

GAP cancels the difference between the market value of the vehicle and the loan balance (less exclusions and subject to GAP maximums).

Loan protection

A loan for your home, auto, or other major purchase could represent a significant burden on your family if you were to become disabled or die. Not being able to make the mortgage or other loan payments could make a difficult situation even worse. You can protect your assets and your family with the following options.

Payment Protection

Payment protection is a voluntary debt cancellation program that cancels your Alaska USA loan balance or your monthly loan payment (depending on the package selected) in the event of disability or death.

Mortgage Accidental Death and Dismemberment Insurance

Pays the balance of your Alaska USA-serviced mortgage loan in the event of your death or disability from accidental causes.


Insurance products are provided by various carriers and are obligations of the issuing insurance company are not obligations of Alaska USA Federal Credit Union. Product offers and availability differ by state.