Whole life insurance

Put your family's future first

Whole life insurance is permanent coverage that never decreases with a price that never goes up.

woman with her daughter and mother at a party
woman with her daughter and mother at a party

Whole Life Insurance

A whole life insurance policy could pay income tax free cash that your family can use for any reason—like mortgage payments, or unpaid debts.

Alaska USA works with either Policygenius or TruStage® to provide whole life insurance—depending on the size of the policy. Let our partners:

  • Compare quotes from top insurers.
  • Find a payment that fits your budget.
  • Help you navigate every step of the shopping and buying process—licensed experts work for you, not the insurance companies.

Choose a coverage amount


Whole Life FAQs

If you have a high net worth, it may make sense to have whole life insurance to pay off estate taxes, or to set up a trust for someone who depends on you financially.

A certain portion of your monthly premium goes towards the cash value of the policy, which grows over time like a savings account. You could borrow money from the cash you’ve saved, make withdrawals for retirement, or even pay for policy premiums with it.

Sometimes, it depends on a number of factors such as coverage amount, or the company writing the policy.

The cost of life insurance depends on several factors including age, gender, coverage amount, overall health, policy term (if you’re buying term life insurance), occupation, and lifestyle. Request a quote to find out how much life insurance costs for you.

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TruStage® Simplified Issue Whole Life Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any depository institution. Product and features may vary and not be available in all states. ICC17-SIWLLB & 2017-SIWLLB,