Term life insurance

An affordable way to protect your family

Give your family—and yourself—peace of mind with a term life insurance policy.

Coverage options

Get started

Call Alaska USA Insurance Brokers: 800-478-1251

Term Life Insurance is a way to provide financial support to the people you care about after you die. Your loved ones will receive tax-free money that can be used towards a mortgage, unpaid bills, or other expenses.

We’ve partnered with Policygenius to provide access to their simple online insurance marketplace to get you the coverage you need with confidence. Policygenius will help you:

Compare quotes from America’s top insurers
Find a policy that fits your coverage and budget needs
Navigate the entire process—their licensed experts work for you, not the insurance companies

Get a quote

Calculators

See all calculators

Frequently asked questions

How much life insurance do I need?

Financial experts recommend the DIME method to determine how much term life insurance you need. The acronym DIME stands for debt, income, mortgage, and education. You’ll want enough term life insurance to a) cover any outstanding debts including any mortgage(s), b) possibly replace your income for up to 10 years to care for a spouse, partner, and/or any dependents, and c) fund education expenses for any child you leave behind. If you intend to insure yourself with a mix of term life insurance and your own savings, you can subtract your savings amount from what you calculated using the DIME method.

How much does term life insurance cost?

The cost of life insurance depends on several factors including age, gender, coverage amount, overall health, policy term, occupation, and lifestyle. Request a quote to find out how much term life insurance costs for you.

Get a quote

Does term life insurance require a medical exam?

Sometimes, it depends on several factors such as coverage amount, or the company writing the policy.