Get liability protection above and beyond your auto, homeowners, and other insurance policies.
If you’re found to be ‘at fault’ for an accident or injury, your car or home insurance may not be enough to protect you. A judgment against you could have a negative impact on your finances for years to come if it’s larger than the liability limits of your existing insurance policies.
An umbrella insurance policy provides additional liability coverage, protecting you from bodily injury and property damage liability as well as personal liability claims if you’re sued. Umbrella insurance takes over when your other insurance policies reach their coverage limit.
At Alaska USA Insurance Brokers, we work for you, not for the insurance company. Here’s what we do to ensure that you get the coverage that’s right for you.
Here are some examples of what an umbrella policy might cover:
Umbrella insurance may be a good idea if you:
In addition to an umbrella insurance policy, you could also consider adding excess liability coverage to one of your existing policies. Excess liability policies only provide additional coverage and higher liability limits for policies you already have in place, like your home or car insurance.
An umbrella insurance policy is not tied to an existing policy. That means it can provide higher liability limits and broader coverage for things that your existing policies might not cover.
“I recently had to replace my car insurance provider that I had for over 30 years. Then found out Alaska USA has insurance brokers (why didn’t I think of this before?). One broker contacted me about a day after my inquiry. Now we have insurance for both our cars, home, personal, and umbrella!”
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