homeowners insurance

Protect your most valuable asset

Keep your home and your personal belongings secure with the right homeowners coverage

Homeowners insurance coverage options

Get Started

Call us at 800-478-1251

Your home is one of the biggest investments you’ll ever make. By protecting it with the right insurance coverage, you’re protecting your family and your finances from hardship if anything happens to your home.

We offer a variety of coverage options to meet your needs.

  • Damage to the interior or exterior of your home
  • Personal liability coverage for damage or injury
  • Valuable personal property coverage
  • Temporary housing coverage if your home is uninhabitable

We also offer flood and earthquake insurance as separate policies.

family cooking in the kitchen together
family cooking in the kitchen together

We work for you

At Alaska USA Insurance Brokers, we work for you, not for the insurance company. Here’s what we do to ensure that you get the coverage that’s right for you.

  • Discuss your situation and provide personalized advice
  • Help you identify the insurance policies that best meet your needs
  • Find you that coverage at the best possible price

Homeowners Insurance FAQs

Most mortgage lenders require you to carry homeowners insurance to get a mortgage. But even if you own your home outright, it’s a good idea to get homeowners insurance to protect this important asset.  

Your mortgage lender will usually require you to get homeowners insurance before closing on your mortgage. If you don’t have a mortgage, then it’s best to speak with an insurance agent prior to closing on your purchase to help protect your new home.

Depending on the value of your jewelry and other valuable items, you may need additional coverage beyond your basic homeowners insurance coverage. When you discuss your insurance needs with us, we can help you decide whether you need additional coverage for valuable personal property.

Liability coverage can protect you if there’s an accident or injury at your home. For example, if a visitor falls or is bitten by a pet, that would typically be covered by liability coverage.

If you run a business from your home, you may need additional coverage beyond a typical homeowners policy. We can help you decide what kinds of coverage you need.

father reading a book to his son in bed
father reading a book to his son in bed

What our members are saying

“After having great experiences, I decided to see what [Alaska USA] had to offer for insurance. The insurance agent was able to save me over $2,000 a year with my insurance for my home and cars!”


Sara M

Our achievements

Progressive Premier Partner Award

Awarded for exceptional knowledge and performance


Umialik Circle of Excellence Award

One of the top agencies for performance, growth, and partnership

Safeco logo

Safeco Ignite Agency Program Elite Status

The highest level of recognition, given to only 10% of agencies

Learn more about insurance

Couple sitting on their front porch swing together.

How Much Homeowners Insurance Do I Need?

Protect yourself by having the right homeowners insurance coverage.

Young family hiking together.

What Can an Insurance Broker Do for You?

An insurance broker can find the best coverage and price for you.

Man and woman on a road trip

4 Basics of Car Insurance

Car insurance protects you with four types of coverage.