Protect your most valuable asset

Most mortgage lenders require you to carry homeowners insurance to get a mortgage. But even if you own your home outright, it’s a good idea to get homeowners insurance to protect this important asset.  

Your mortgage lender will usually require you to get homeowners insurance before closing on your mortgage. If you don’t have a mortgage, then it’s best to speak with an insurance agent prior to closing on your purchase to help protect your new home.

Depending on the value of your jewelry and other valuable items, you may need additional coverage beyond your basic homeowners insurance coverage. When you discuss your insurance needs with us, we can help you decide whether you need additional coverage for valuable personal property.

Liability coverage can protect you if there’s an accident or injury at your home. For example, if a visitor falls or is bitten by a pet, that would typically be covered by liability coverage.

If you run a business from your home, you may need additional coverage beyond a typical homeowners policy. We can help you decide what kinds of coverage you need.