Condo insurance covers your personal belongings and unit’s interior walls and protects you from liability
Condo insurance fills in your coverage gaps, providing insurance for items and situations that are not protected under the condominium master policy that covers your building.
Condo insurance offers the following types of protection:
At Alaska USA Insurance Brokers, we work for you, not for the insurance company. Here’s what we do to ensure that you get the coverage that’s right for you.
Condo insurance usually covers:
Some things may not be included in your condo insurance, unless you’ve added a rider or separate policy:
Depending on the value of your jewelry and other valuable items, you may need additional coverage beyond your basic condo insurance coverage. When you discuss your insurance needs with your agent, they can help you decide whether you need additional coverage for valuable personal property.
Liability coverage can protect you if there’s an accident or injury at your home. For example, if a guest trips and falls in your condo or is bitten by a pet, that would typically be covered by liability coverage.
If you run a business from your home, you may need additional coverage beyond a typical condo policy. Your broker can help you decide what kinds of coverage you need.
“I switched my renters insurance to Alaska USA from (another insurance company). It was only a few dollars cheaper, but my coverage nearly doubled!”
– Kristina F
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