Retirement Planning

Live the life you want

Whether you’re just starting out or getting ready to retire, we can help you plan for the future.

Retirement professionals who put you first

You know how you want to live after you retire, but the path to getting there may not be 100% clear. Our experienced financial professionals have the knowledge and skill to help you pursue your financial goals and live the retirement you want.

We offer personalized advice that supports your goals. We use leading-edge technology to develop your individualized plan, analyze opportunities, and evaluate results.

Check our financial professionals' backgrounds on FINRA'S BrokerCheck, then schedule a no cost, no-obligation meeting.

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The retirement solutions you need

We can offer a variety of investment products based on your specific needs and goals for retirement such as:

  • Mutual Funds
  • Life and long-term care insurance
  • Equities
  • Fixed Income
  • Annuities
  • Advisory

Retirement calculators

How it works

1

Schedule a meeting

You can meet with a financial professional in person, by phone, or online.

Get in Touch

2

Meet your financial professional

We’ll discuss your financial goals, time horizons, and risk tolerance.

Meet the Team

3

Develop your plan

Your input helps us create an investment plan that works for your life.
4

Review your plan regularly

We help you implement a plan to work toward your goals, and then take an active role by checking in to make sure you stay on track.

Retirement Planning FAQs

While many people do their own retirement planning, a financial professional has greater experience and knowledge than most DIY planners. Good financial advice usually pays for itself, and a financial professional’s knowledge may make difficult decisions easier.

Financial advisors are professionals who offer advice to members related to personal finance and wealth management. They help you create a roadmap for pursuing your goals based on sound investment and planning principles.

There is no fee to talk with a financial professional at Alaska USA Financial Planning & Investment Services, and no obligation to invest in anything. If you choose to work with one of our financial professionals, there may be a fee for the investments or products you choose. Fees vary and will always be disclosed and explained prior to any purchase.

Many experts recommend saving 10-15% of your annual income for retirement, but that number can change, depending on when you start saving and how you plan to live after you retire.

If you want to start playing with some numbers, take a look at our retirement calculators. To get more personalized recommendations, you can talk with one of our financial professionals.

That depends on your needs and goals. There are many ways to invest your savings for retirement and many factors to consider when investing, including tax consequences, risk level, inflation, and potential returns.

Our financial professionals can talk through your options with you and help you decide on a strategy for investing your retirement savings.

 

Depending on your situation, you may want to consider life insurance when planning for retirement. In addition to protecting your beneficiaries, some life insurance policies, like whole life insurance, can also offer investment or wealth transfer opportunities.

And although Medicare covers many health-related expenses for people who are 65 and older, long-term care insurance gives you extra coverage in case physical or mental disabilities prevent you from living on your own.

Learn more about financial planning

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What to Do With an Inheritance

Receive an inheritance? Here are the dos and don’ts.

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5 Reasons Why Everyone Needs a Financial Plan

Here’s why everyone, regardless of age or wealth, needs a financial plan.

Check the background of our investment professionals on FINRA's BrokerCheck.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Alaska USA Federal Credit Union and Alaska USA Financial Planning & Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Alaska USA Financial Planning & Investment Services and may also be employees of Alaska USA Federal Credit Union.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Alaska USA Federal Credit Union or Alaska USA Financial Planning & Investment Services.  Securities and insurance offered through LPL, or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

 

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information. 

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.