Home Loan Rates

Learn about Alaska USA real estate loan programs and how to apply.

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Rates as of 1/20/2017

Home Equity Line of Credit

 Type Terms Maximum LTV Annual Percentage Rate Note Rate
Variable - AK 70% 4.000% 4.000%
Variable - AZ & WA 80% 4.000% 4.000%

Home Improvement

 Type Terms Maximum LTV Annual Percentage Rate Note Rate
Fixed 1-60 Months No Limit 7.814% 6.125%
Fixed 61-240 Months No Limit 7.854% 6.375%

Recreational Property

 Type Terms Maximum LTV Annual Percentage Rate Note Rate
Fixed 1-60 Months 70% 7.990% 7.850%
Fixed 61-180 Months 70% 8.490% 8.435%

Recreational Property w/Dwelling

 Type Terms Maximum LTV Annual Percentage Rate Note Rate
Fixed 1-60 Months 70% 5.000% 4.900%
Fixed 61-180 Months 70% 5.120% 5.020%

Residential Equity 1st Lien

 Type Terms Maximum LTV Annual Percentage Rate Note Rate
Fixed - AK 1-60 Months 70% 5.000% 4.900%
Fixed - AZ & WA 1-60 Months 80% 5.000% 4.900%
Fixed - AK 61-240 Months 70% 5.120% 5.020%
Fixed - AZ & WA 61-240 Months 80% 5.120% 5.020%

Residential Equity 2nd Lien

 Type Terms Maximum LTV Annual Percentage Rate Note Rate
Fixed - AK 1-60 Months 70% 7.000% 6.900%
Fixed - AZ & WA 1-60 Months 80% 7.000% 6.900%
Fixed - AK 61-240 Months 70% 7.120% 7.020%
Fixed - AZ & WA 61-240 Months 80% 7.120% 7.020%

Residential Lot

 Type Terms Maximum LTV Annual Percentage Rate Note Rate
Fixed 1-60 Months 75% 7.990% 7.859%
Fixed 61-240 Months 75% 8.490% 8.438%