Tax Deferred IRA Certificate Rates

Start earning today!

Find out how much you can earn with an Alaska USA Certificate Account.

Visit any branch location or contact the Member Service Center to open a tax-deferred certificate account.

Current IRA Certificate Rates as of 4/20/2014

Minimum Balance - $500

  Dividend Rate* Annual Percentage Yield*
1 - 2 Months 0.150% 0.150%
3 - 5 Months 0.246% 0.250%
9 - 11 Months 0.447% 0.450%
6 - 8 Months 0.347% 0.350%
12 - 17 Months 0.745% 0.750%
18 - 23 Months 0.795% 0.800%
24 - 35 Months 0.895% 0.900%
36 - 47 Months 0.995% 1.000%
48 - 59 Months 1.095% 1.100%
60 Months 1.190% 1.200%

Minimum Balance - $10,000

  Dividend Rate* Annual Percentage Yield*
1 - 2 Months 0.150% 0.150%
3 - 5 Months 0.246% 0.250%
6 - 8 Months 0.347% 0.350%
9 - 11 Months 0.445% 0.450%
12 - 17 Months 0.745% 0.750%
18 - 23 Months 0.845% 0.850%
24 - 35 Months 0.945% 0.950%
36 - 47 Months 1.045% 1.050%
48 - 59 Months 1.145% 1.150%
60 Months 1.240% 1.250%

Minimum Balance - $100,000

  Dividend Rate* Annual Percentage Yield*
1 - 2 Months 0.150% 0.150%
3 - 5 Months 0.246% 0.250%
6 - 8 Months 0.347% 0.350%
9 - 11 Months 0.447% 0.450%
12 - 17 Months 0.745% 0.750%
18 - 23 Months 0.895% 0.900%
24 - 35 Months 0.995% 1.000%
36 - 47 Months 1.095% 1.100%
48 - 59 Months 1.190% 1.200%
60 Months 1.290% 1.300%

Minimum Balance - $250,000

  Dividend Rate* Annual Percentage Yield*
1 - 2 Months 0.150% 0.150%
3 - 5 Months 0.246% 0.250%
6 - 8 Months 0.347% 0.350%
9 - 11 Months 0.447% 0.450%
12 - 17 Months 0.745% 0.750%
18 - 23 Months 0.895% 0.900%
24 - 35 Months 0.995% 1.000%
36 - 47 Months 1.095% 1.100%
48 - 59 Months 1.190% 1.200%
60 Months 1.290% 1.300%

*The disclosed Dividend Rate and Annual Percentage Yield (APY) are the prospective rates and yields that Alaska USA anticipates paying for the applicable dividend period. The dividend method you select may affect certificate earnings. There is a penalty for early withdrawal from a certificate or Tax Deferred IRA Certificate.

For complete account disclosure information, refer to the Share Account Disclosure Statement or call the Member Service Center in Anchorage: 563-4567, or long distance toll-free: (800) 525-9094 (TDY/Hearing Impaired: (800) 742-7084).

Member Accounts are Federally Insured up to $250,000 by the National Credit Union Share Insurance Fund. Individual Retirement Accounts are separately insured up to an additional $250,000.