For business lines of credit, term loans, real estate, letters of credit, or collateralized loans up to $250,000.
For commercial lines of credit, term loans, real estate, or letters of credit over $250,000.
For business members that are looking for added protection on their checking account. Unsecured $2,500 to $10,000.
Application and agreement for irrevocable standby letter of credit.
Worksheet provides an overview of income, assets, and liabilities to be used in processing your lending requests.
Use the following checklist to ensure all necessary documents are submitted with your loan application.
For business lines of credit, term loans, real estate, letters of credit, or collateralized loans up to $100,000.
Additional forms and resources are available on the U.S. Small Business Administration website.Visit www.sba.gov
Application about deposit services such as Business Remote Deposit and Positive Pay.
Specific information about share accounts available to businesses, organizations, associations, and public units, including operating rules and account fees.
The following fees will not be assessed if the indicated minimum balance or other account conditions are met.
If daily balance falls below $1,000.00 during the calendar month: $5.00 per month – Minimum daily balance fee is waived for nonprofit organizations and associations.
If daily balance falls below $50.00 during the calendar month: $5.00 per month
If daily balance falls below $50.00 during the calendar quarter: $5.00 per quarter
Minimum daily balance requirement to avoid fee is waived if another open share or loan with a balance is associated with the account number.
The following fees will be assessed if the indicated levels of transaction activity are met.
Per item fee for total checks deposited to any share account and/or paid from a Business Checking:
Fees charged by Alaska USA – other financial institutions may assess additional fees for collection items.
ATM withdrawals exempt.
$2.00 per item
$1.50 per item
$2.00 per item
From a Share or Premium Savings, or a Money Market: $5.00 per day
From a Credit Line in excess of three (3) per calendar month: $5.00 per transfer
Credit Union initiated transfer to resolve a negative share balance: $5.00 per transfer
1%; also includes internet transactions initiated in the United States with a merchant who processes the transaction outside of the United States.
Includes Assessment or Notice to Withhold and Deliver: $75.00 per item
Assessed when accepted as a member of Alaska USA: $5.00 per member
Copy unrelated to credit union business: $0.25 per item
Requests that require priority fulfillment incur a $15.00 per hour charge
No charge; examples include producing a copy of a prior statement of account; printing an interim statement of account; or producing other document copies, such as a deposited item.
Check or other debit presented and paid against insufficient funds (fee based on amount account is overdrawn)
Check or other debit returned unpaid for lack of sufficient funds: $25.00 per presentment
$25.00 per month
$10.00 per wire
$35.00 per month
Unlimited Payments per month: $5.95
Unlimited bills paid per calendar month: No charge
Overnight Check: $22.50
Interest on amounts not reimbursed to the service provider within 15 days: 1.5% monthly
Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you, such as your driver's license or other documents.
For fee information related to business and commercial loans and lines of credit, please contact Business & Commercial Services.
You are about to visit a third-party website not operated by Alaska USA Federal Credit Union
Alaska USA Federal Credit Union is not responsible for the product, service, or website content on any external third-party sites and does not represent either you or the website operator if you enter into a transaction. Alaska USA Federal Credit Union’s privacy and security policies do not apply to the linked site.