Business Credit Lines & Loans

Your key to business success

Whether you’re expanding into new markets or managing your cash flow, we have the financing you need.

Loans and lines of credit that work for your business

Business & Commercial Loans

Long-term financing to help your business grow. Choose from a variety of loan products. Both secured and unsecured loans are available.

Lines of Credit

Flexible, revolving credit to cover your business’s short-term and seasonal cash needs. Both secured and unsecured lines are available.

Letters of Credit

A Letter of Credit serves as a guarantee to a specific vendor that they will be paid for their goods and services. By guaranteeing payment, a Letter of Credit allows you to establish relationships with vendors who may not be familiar with your business.

SBA Loans

Alaska USA has partnered with the Small Business Administration (SBA) to offer various loan products. The SBA commits to guaranteeing a portion of the loan to lessen the risk for the lender, allowing more flexibility for terms and conditions.

USDA Loans

Financing for rural businesses, in agriculture as well as other industries. Through its partnership with the USDA, Alaska USA is able to provide business members with larger loans that have longer maturity periods than typical term loans.

Alaska Industrial Development and Export Authority (AIDEA) Loans

Loans for business that are located in Alaska and majority-owned by an Alaska resident. We offer both fixed and adjustable-rate loans for a variety of terms.

We make it easy to manage your business

Our commercial loan officers can help you choose a business loan or line of credit that works for you and your business.

Get a competitive, affordable rate.
Secure your loan or line of credit with cash, inventory, equipment, securities, or real estate.
Make payments each month, or pay off your balance anytime with no prepayment penalties.
Set up automatic loan payments from checking or savings

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