Business Money Market Accounts

Increase your dividends

Easy access to your money, with better rates on higher balances.

Rates increase as your balance grows

Our business money market accounts offer better rates on higher balances, and you get instant access to your money.

  • $2,5003 minimum balance for a Business Money Market account.
  • $10,0003 minimum balance for a Super Business Money Market account.
  • $50,0003 minimum balance for a Jumbo Business Money Market account.

Take advantage of higher rates by changing your business money market account type as your balance grows. It’s easy to do online, by phone, or at a branch.

Business money market account features

Convenient access

Use any of the 55,000+ surcharge free ATMs in our network. If you also have an Alaska USA checking account, you can use your Visa® Debit Card for both your checking and savings accounts.

Overdraft protection

Bouncing a check can be awkward and expensive. Avoid all that by setting up your savings account as overdraft protection for your Alaska USA business checking account. If you need to use your overdraft protection, there’s a small fee4, and you’ll get a notice so you can keep your records straight.

Even more benefits

Every Alaska USA business money market account offers the following benefits:

  • Use your business money market account to secure a pledge of shares loan for your business.
  • Avoid the quarterly maintenance fee of $5 by keeping a minimum balance or by linking another Alaska USA account, such as a business checking account or loan.
  • Automate your saving by setting up automatic deposits from another account.
  • Our Member Service Center offers live 24/7 support—even on holidays.
Alaska mobile app

Online & mobile banking for businesses

Our mobile app and online banking for businesses are secure, convenient—and most services are free.

  • Review your finances with quick and easy reports that you can customize.
  • View your transaction details and account balances.
  • Give other users access to specific features.
  • Transfer money between your accounts.
  • Make deposits remotely, electronically or by mail.
  • Pay bills and make ACH and wire transfers (additional fees may apply).

Business Money Market Account FAQs

There’s no maintenance fee for an Alaska USA business money market account, as long as your balance remains above $50 during the calendar month.

We calculate dividends daily and credit them to your account every month. A minimum balance must be maintained throughout the month to earn dividends.

To get a higher rate, you can change your business money market account type as your balance increases. It’s easy to do online, by phone, or at a branch.

  • Business Money Market accounts require a $2,500 minimum balance.
  • Super Business Money Market accounts require a $10,000 minimum balance.
  • Jumbo Business Money Market accounts require a $50,000 minimum balance.

View all business money market rates.

Yes, all Alaska USA business money market accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.

1The annual percentage yield is the prospective yield that Alaska USA anticipates paying for the applicable dividend period. Yields may change after an account is opened.

2 Rate valid as of [today’s date]. Rates are subject to change at any time for any reason.

3Daily minimum balance must be maintained throughout the calendar month to obtain the stated Annual Percentage Yield (APY).

4$5 per day for Business Savings or Money Market or $5 per transfer in excess of 3 per calendar month per month.

There are no fees associated with a Money Market account as long as the balance remains above $50.

You may change your money market account type one time per dividend period by visiting a branch office or by calling the Member Service Center. Please note that the type of account does not automatically change based upon the account balance.

For complete account information, refer to the AKUSA 02454 Business Share Account Disclosure Statement.pdf