Locations
Business Money Market Accounts
Earn increased dividends
Earn better rates1 as your balance grows—without tying up your money if your business needs it.
Business money market account features
Convenient access
Use any of the 55,000+ surcharge free ATMs in our network. If you also have an Alaska USA checking account, you can use your Visa® Debit Card for your checking, savings, and money market accounts.
Overdraft protection
Sometimes your business needs the flexibility to go over balance—that’s where overdraft protection comes in. Ask for overdraft protection to take funds from your Business Money Market, Business Savings, or credit line.
If you need to use your overdraft protection, there is one low fee3 charged the next day—rather than for each individual transaction.
Even more benefits
- Use your Business Money Market account to secure a pledge of shares loan to get the working capital your business needs.
- Automate your saving by setting up automatic deposits from another account.
- Talk to a real person through the 24/7 Member Service Center—even on holidays.
Online & mobile banking for businesses
Our mobile app and online banking for businesses are secure, convenient.
- Review your finances with quick and easy reports that you can customize.
- View your transaction details and account balances.
- Give other users access to specific features.
- Transfer money between your accounts.
- Make deposits remotely, electronically or by mail.
- Pay bills and make ACH and wire transfers4.
Business Money Market Account FAQs
There’s no maintenance fee for a Business Money Market Account.
We calculate dividends daily and credit them to your account every month2.
Your Money Market account automatically gives you our best rate as your balance increases.
Yes, all Alaska USA accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.
1Rates are subject to change at any time for any reason. See our rates page for full details.
2Dividends are calculated daily and credited to your account monthly.
3A Business checking account is required to sign up for overdraft protection.
4Additional fees apply. See the Business fees page for more details.
There are no qualification or eligibility criteria for members. There are no fees associated with a money market account.
For complete account information, refer to the Business Share Account Disclosure Statement