Apply for Business & Commercial Loans & Credit

 * Availability of business lending services varies by region. Contact your local office for more details.

Applying for a business or commercial loan, line of credit, or letter of credit is an easy process.

Select your desired loan amount

Up to $250,000
Over $250,000
Overdraft Credit Line

Required application forms

For loans or credit lines up to $250,000:

Note: Additional documentation may be required based on business type and specialized loan programs. These requirements are indicated on the loan application form as necessary.

Business plan

If you are a start-up business or have been in operation for less than one year, you will need to submit a copy of your business plan.

Submit your application and required documentation

In person:
At any branch location or
Business & Commercial Services office:
  Alaska USA Financial Center
  500 West 36th Ave., Ste. 400
  Anchorage, AK
  Alaska USA Financial Center
  1292 Sadler Way, Suite 115
  Fairbanks, AK
  Alaska USA Financial Center
  15403 Anacapa Rd.
  Victorville, CA
  2401 4th Ave., Suite 100
  Seattle, WA 98121

Alaska: (907) 929-6644
California: (760) 813-8055
Washington: (206) 727-4297

Alaska USA Federal Credit Union
Business & Commercial Services Department
P.O. Box 196615
Anchorage, Alaska 99519-6615
Alaska USA Federal Credit Union
Business & Commercial Services Department
12600 Amargosa Rd.
Victorville, CA 92392-5481
Alaska USA Federal Credit Union
Business & Commercial Services Department
2401 4th Ave., Suite 100
Seattle, WA 98121

Contact Business & Commercial Services for assistance

  • Anchorage: (907) 646-6670
          or (877) 646-6670 outside Anchorage
  • Fairbanks: (907) 374-5417
          or (877) 374-5453 outside Fairbanks
  • Victorville: (760) 810-7425
          or (888) 722-8923 outside Victorville
  • Seattle: (206) 239-3706
          or (855) 869-9639

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you, such as your driver's license or other documents.