Your business can benefit from the same commitment to service, value, and convenience that Alaska USA members have enjoyed for more than 65 years! Alaska USA is a full-service financial institution for your business with loans, lines of credit, business checking, online services, debit cards, depository services, and merchant services.
Most businesses find that it is important to accept credit and debit cards as payment for goods and services to stay competitive. With merchant services, you and your customers can benefit from the reliability, security, and convenience of debit and credit card payments.
Alaska USA has teamed up with Cornerstone Credit Services to offer merchant service solutions for your business. Cornerstone offers experienced technical and customer helpdesk support for all your questions, big and small, that relate to your merchant services account. If it matters to you, it matters to Cornerstone. They’re here to assist you.
Cornerstone Credit Services offers comprehensive point-of-sale credit and debit card processing so your customers can use their credit, debit and check cards to pay for merchandise and services.
You’ve got choices with Cornerstone. They offer EMV-compatible standalone units, network and PC-based terminals, mobile, smart phone and tablet options, simple to complex point-of-sale systems, online shopping cart options, and more. They're also compatible with many third-party integrated systems. Whether you are a sole proprietor or a large, multi-location retailer, Cornerstone can help.
Now you can accept credit cards through your smart phone or tablet. Cornerstone offers multiple solutions and helps make the process simple and convenient to use. Accepting payments at the time of service saves you time and money.
Do you need an online answer for accepting electronic payments? Have a website and want to add shopping cart access? Cornerstone provides the solution. Just enter your transactions via the Internet wherever you are, at your business, your home, from your laptop, or at a client's office or trade show. Virtual Terminal turns your existing PC with Internet access into a go-anywhere credit card terminal. Anywhere you have online access, you can accept credit cards. Already have a website and want to add a shopping cart feature? Cornerstone easily integrates with most popular software products and web URL sites. If you already have a website and want to add a shopping cart, Cornerstone easily integrates with most popular software products.
Cornerstone has a robust selection of gift and loyalty programs for merchants. Why offer gift cards? Gift cards are one of the most popular gifts to give on all occasions throughout the year. They take up very merchandising space, are a great way to advertise to customers and their loved ones, and studies consistently show that gift card users tend to purchase far beyond the value of the gift card.
Already have a gift card program? Cornerstone can help you expand it to generate even more revenue through email marketing, virtual cards, mobile marketing, and customer campaigns using preset rewards cards or mystery cards to drive in extra business for holidays, special store events or location openings.
Loyalty programs can increase your business by encouraging customers to come back again and again for specific goods and services. Good loyalty programs help create long term customer relationships. These programs can be operated through specific cards or through specific software solutions that can push text messages of special store sales and events to your customers.
If your business routinely handles a high volume of cash and checks, you can save time and money with Alaska USA's convenient ATM business depositories, available at many locations in Alaska.
These depository services, combined with an affordable Alaska USA business checking account that pays dividends, make it easy to manage your cash flow. Leaving you more time to concentrate on your business!
An Alaska USA Business Visa® Debit Card gives you worldwide access to your business checking account. The card is a secure and convenient way to manage all of your business purchases.
If you have ever overdrawn your checking account, you've experienced the embarrassment, inconvenience, and expense of bounced checks. You can protect yourself and your credit record by establishing overdraft protection on your Alaska USA checking account
You can designate either a savings or money market account or a credit line loan with the same account number as your checking account. Then, if you overdraw your checking account, the overdrawn amount will be transferred from the designated account.
Record keeping is easy because you receive a notice whenever overdraft protection has been activated.
Any overdraft transfer amount that is $5.00 or more will incur a $5 overdraft fee.
Transfers from a credit line loan will be rounded up to the nearest $100 amount that is sufficient to clear the overdrawn checking account balance There is no charge for the first three transfers per calendar month from a credit line loan; however, there is a $5 fee for each additional transfer.
Federal Regulation D limits the number of transfers from savings and money market accounts to no more than six (6) per calendar month. This includes preauthorized, automatic, or recurring transfers; transfers conducted via "telephonic" means such as UltraBranch, telephone, email, or fax; and overdraft protection transfers.
There is no limit to the number of overdraft transfers from a credit line loan.