An easy way to put aside money—while earning dividends with as little as $50*
Our Savings account offers a secure, reliable way to meet your financial goals1.
Use any of the 55,000+ surcharge free ATMs in your network. If you also have an Alaska USA checking account, you can use your Visa® Debit Card for both your checking and savings accounts.
As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.
Want the flexibility to go over your balance if you need to? Ask for overdraft protection to take funds from your Savings, Money Market, credit line, or home equity line of credit4.
If you need to use your overdraft protection, there is one low fee charged based on your balance at the end of the day—rather than for each individual transaction.
Use your Savings account to secure a pledge of shares loan or to start building credit with an Alaska USA Secured Visa® Platinum Credit Card.
Automate your saving by setting up automatic deposits from another account.
Talk to a real person through the 24/7 Member Service Center—even on holidays.
There’s no maintenance fee for an Alaska USA savings account.
We calculate dividends daily and credit them to your account every quarter. You earn dividends on your savings from the date of deposit to the date of withdrawal. You must have a minimum balance of $50 to earn dividends.
No, there’s no limit to the number of withdrawals you can make. To access your account, you can:
Yes, all Alaska USA savings accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.
Yes. Members can create up to 10 savings per account so you can organize your savings goals. Visit a branch or call the Member Service Center to create a new savings.
Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an email reminder when your new eStatement is ready.
To sign up for eStatements:
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*$50 minimum daily balance required to earn dividends
1Rates are subject to change at any time for any reason. See our rates page for full details.
2The annual percentage yield is the prospective yield that Alaska USA anticipates paying for the applicable dividend period. Yields may change after an account is opened.
3The applicable minimum daily balance is required to obtain the stated Annual Percentage Yield (APY).
4A Latitude checking account is required to sign up for overdraft protection.
For complete account information, refer to the Share Account Disclosure Statement. You will also receive one at the time an account is opened.
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