Get a higher rate of return on balances of $10,000 or more
Our Premium Savings account offers a higher rate of return on balances of $10,000 or more.
Use any of the 55,000+ surcharge free ATMs in our network. If you also have an Alaska USA checking account, then you can use your Visa® Debit Card for both your checking and savings accounts.
Alaska USA is part of the CO-OP Shared Branch Network®, so you can visit a branch to access your accounts at thousands of locations across the U.S. Most shared branch locations offer a range of services, including:
Many shared branch locations also offer transfers, statement printouts, check withdrawals, money orders, and notary services.
Bouncing a check can be awkward and expensive. Avoid all that by setting up your savings account as overdraft protection for your Alaska USA checking account. If you need to use your overdraft protection there’s a small $5 fee.
Every Alaska USA savings account offers the following benefits:
There’s no maintenance fee for an Alaska USA savings account, as long as your balance remains above $50 (or $5 for members who are less than 26 years old).
You can also avoid the quarterly maintenance fee of $5 by linking another Alaska USA account to your savings, such as a checking account or loan.
We calculate dividends daily and credit them to your account every quarter. You earn dividends on your savings from the date of deposit to the date of withdrawal on balances of $10,000 or more.
No, there’s no limit on the number of withdrawals you can make. You can access your money in a variety of ways:
Yes, all Alaska USA savings accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.
Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an email reminder when your new eStatement is ready.
To sign up for eStatements:
Reach your goals faster with automatic transfers to your savings account.
Earn higher interest, pay lower fees. Here’s what’s good about credit unions.
1Rates are subject to change at any time for any reason. See our rates page for full details.
2The annual percentage yield is the prospective yield that Alaska USA anticipates paying for the applicable dividend period. Yields may change after an account is opened.
3The applicable minimum daily balance is required to obtain the stated Annual Percentage Yield (APY).
You may change your savings account type, one time per dividend period by visiting any branch or by calling the Member Service Center. Please note that the type of account does not automatically change based upon the account balance.
For complete account information, refer to the Share Account Disclosure Statement. You will also receive one at the time an account is opened.
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