Money Market Accounts

Level up your savings

Earn better rates1 as your balance grows—without tying up your money if you need it.

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Today's Rates1

APY as high as2 0.50%

Rates increase as your balance grows

Our Money Market account offers better rates1 on higher balances while you maintain instant access to your money. Start earning dividends with a balance of $5,000.

As your balance grows you’ll automatically earn our best rate.

Money Market account features

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Convenient access

Use any of the 55,000+ surcharge free ATMs in your network. If you also have an Alaska USA checking account, you can use your Visa® Debit Card for your checking, savings, and money market accounts.

As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.

  • Shared branch locations offer a range of services that may include:
  • Deposits, withdrawals, and transfers.
  • Loan payments.
  • Visa cash advances, check withdrawals, and money orders.
  • Notary services.
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Overdraft protection

Want the flexibility to go over your balance if you need to? Ask for overdraft protection2 to take funds from your Savings, Money Market, credit line, or home equity line of credit.

If you need to use your overdraft protection, there is one low fee charged based on your balance at the end of the day—rather than for each individual transaction.

Alaska mobile app
Alaska mobile app

Online & mobile banking 

Secure, convenient, and available 24/7

  • View your account balances and recent transactions.
  • Transfer money between your accounts or send to family and friends.
  • Deposit checks and make payments.
  • Turn your Alaska USA Credit Union Debit and Credit Cards on or off.

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Money Market Account FAQs

There’s no maintenance fee for an Alaska USA Money Market Account.

We calculate dividends daily and credit them to your account every month.  

Yes, all Alaska USA Money Market accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units. 

Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an email reminder when your new eStatement is ready. 

To sign up for eStatements: 

  1. Log in to your account. 
  2. Click the Account Services tab. 
  3. Click Request eStatements. 
  4. Review and accept the Electronic Statements and Notices Disclosure and Agreement. 

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1Rates are subject to change at any time for any reason. See our rates page for full details.

2A Latitude checking account is required to sign up for overdraft protection. 

There are no qualification or eligibility criteria for members. There are no fees associated with a money market account.

For complete account information, refer to the Share Account Disclosure Statement.

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