Savings Accounts

Watch your money grow

Earn dividends from the day you deposit your money to the day you withdraw it*

Compare Savings Accounts

Basic Savings Account

Premium Savings Account

Money Market Account

Best for Members who want stable returns and easy access to their money Members who want to earn higher returns on a higher balance Members who want a rate that adjusts based on market conditions
Minimum balance None None; higher returns on balances over $10,000 None
Monthly fee $5 (waived with a $50 minimum balance) $5 (waived with a $50 minimum balance) $5 (waived with a $50 minimum balance)
More Details More Details More Details
Best for
Minimum balance
Monthly fee

Basic Savings Account

Best for
Members who want stable returns and easy access to their money
Minimum balance
None
Monthly fee
$5 (waived with a $50 minimum balance)
More Details

Premium Savings Account

Best for
Members who want to earn higher returns on a higher balance
Minimum balance
None; higher returns on balances over $10,000
Monthly fee
$5 (waived with a $50 minimum balance)
More Details

Money Market Account

Best for
Members who want a rate that adjusts based on market conditions
Minimum balance
None
Monthly fee
$5 (waived with a $50 minimum balance)
More Details

Savings account features

Convenient access

Use any of the 55,000+ surcharge free ATMs in our network. If you also have an Alaska USA checking account, then you can use your Visa® Debit Card for both your checking and savings accounts.

Alaska USA is part of the CO-OP Shared Branch Network®, so you can visit a branch to access your accounts at thousands of locations across the U.S. Most shared branch locations offer a range of services, including:

  • Deposits and withdrawals
  • Loan payments
  • Visa cash advances

Many shared branch locations also offer transfers, statement printouts, check withdrawals, money orders, and notary services.

Overdraft protection

Bouncing a check can be awkward and expensive. Avoid all that by setting up your savings account as overdraft protection for your Alaska USA checking account. If you need to use your overdraft protection there’s a small $5 fee.

Even more benefits

Every Alaska USA savings account offers the following benefits:

  • Use your savings account to secure a pledge of shares loan or to start building credit with an Alaska USA Secured Visa® Platinum Credit Card.
  • Avoid the quarterly maintenance fee of $5 by keeping a minimum balance or by linking another Alaska USA account, such as a checking account or loan.
  • Automate your saving by setting up automatic deposits from another account.
  • Our Member Service Center offers live 24/7 support—even on holidays.
Alaska mobile app

Online & mobile banking 

Secure, convenient, and available 24/7

  • View your account balances and recent transactions.
  • Transfer money between your accounts or send to family and friends.
  • Deposit checks and make payments.
  • Turn your Alaska USA Credit Union Debit and Credit Cards on or off.

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The applicable minimum daily balance is required to obtain the stated Annual Percentage Yield (APY). 

You may change your savings account type, one time per dividend period by visiting any branch or by calling the Member Service Center at 800-525-9094. Please note that the type of account does not automatically change based upon the account balance. 

For complete account information, refer to the Share Account Disclosure Statement. You will also receive one at the time an account is opened. 

*$50 minimum daily balance required to earn dividends.