Savings Accounts

Watch your money grow

Earn dividends from the day you deposit your money to the day you withdraw it*

Ways to save

Savings Account

Growing your money starts with a straightforward savings account that earns dividends with as little as $50*.

Money Market Accounts

A safe way to earn money in-step with market conditions—with easy access to your cash when you need it.

Certificate Accounts

Because certificate accounts are insured, your investment is insured up to $250,000. Choose from a range of certificate terms, with longer terms earning higher rates of return.

Individual Retirement Accounts (IRAs)

Build your retirement fund and grow your money tax-free, while diversifying your investment portfolio. We offer Traditional and Roth IRAs, as well as Simplified Employee Pensions (SEPs).

Health Savings Accounts (HSAs)

If you are enrolled in a high deductible health plan, HSAs can help you save and pay for your out-of-pocket medical costs—and also save on taxes.

Savings account features

Convenient access

Use any of the 55,000+ surcharge free ATMs in your network. If you also have an Alaska USA checking account, you can use your Visa^® Debit Card for both your checking and savings accounts.

As part of the CO-OP Shared Branch Network^® you can visit a branch to access your accounts at thousands of locations across the U.S.

Shared branch locations offer a range of services that may include:
Deposits, withdrawals, and transfers.
Loan payments.
Visa cash advances, check withdrawals, and money orders.
Notary services.

Overdraft protection

Want the flexibility to go over your balance if you need to? Ask for overdraft protection to take funds from your Savings, Money Market, credit line, or home equity line of credit⁴.

If you need to use your overdraft protection, there is one low fee charged based on your balance at the end of the day—rather than for each individual transaction.