Savings Accounts

Watch your money grow

Earn dividends from the day you deposit your money to the day you withdraw it*

Savings account features

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Convenient access

Use any of the 55,000+ surcharge free ATMs in your network. If you also have an Alaska USA checking account, you can use your Visa® Debit Card for both your checking and savings accounts.

As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.

  • Shared branch locations offer a range of services that may include:
  • Deposits, withdrawals, and transfers.
  • Loan payments.
  • Visa cash advances, check withdrawals, and money orders.
  • Notary services.
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Overdraft protection

Want the flexibility to go over your balance if you need to? Ask for overdraft protection to take funds from your Savings, Money Market, credit line, or home equity line of credit4.

If you need to use your overdraft protection, there is one low fee charged based on your balance at the end of the day—rather than for each individual transaction.

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Even more benefits

Use your Savings account to secure a pledge of shares loan or to start building credit with an Alaska USA Secured Visa® Platinum Credit Card.

Automate your saving by setting up automatic deposits from another account.

Talk to a real person through the 24/7 Member Service Center—even on holidays.

Alaska mobile app
Alaska mobile app

Online & mobile banking 

Secure, convenient, and available 24/7

  • View your account balances and recent transactions.
  • Transfer money between your accounts or send to family and friends.
  • Deposit checks and make payments.
  • Turn your Alaska USA Credit Union Debit and Credit Cards on or off.

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Learn about money management

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How Do I Automatically Transfer Money to Savings?

Reach your goals faster with automatic transfers to your savings account.

Woman discussing her finances

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How to Create a Household Budget: 5 Things You Need to Know

A good budget helps you make smart money decisions. Here’s how to get started.

The applicable minimum daily balance is required to obtain the stated Annual Percentage Yield (APY). 

For complete account information, refer to the Share Account Disclosure Statement. You will also receive one at the time an account is opened. 

*$50 minimum daily balance required to earn dividends.