Want the flexibility to go over your balance if you need to? Latitude checking lets you opt-in to overdraft protection services to pull money from your Savings account, Money Market account, or credit line loan to cover the difference.
Our overdraft protection is one low fee at the end of the day—rather than a separate charge for each transaction.
Your Visa Debit Card is linked to your Alaska USA checking account, and gives you 24/7 access to your savings, money market, consumer loan, or credit line at an ATM.
Your Visa Debit Card includes built-in security features
With your Alaska USA Visa Debit Card, you get access to 55,000+ surcharge free ATMs worldwide.
As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.
Shared branch locations offer a range of services that may include:
Bouncing a check can be awkward and expensive. Avoid the hassle by setting up overdraft protection for your Latitude checking account from your savings account, money market account, credit line, or home equity line of credit.
If you need to use your overdraft protection, there is one low fee charged based on your balance at the end of the day—rather than for each individual transaction.
Every Alaska USA checking account gives you some great additional benefits.
Latitude checking offers the convenience of overdrawing your account from time to time to cover transactions when you don’t have enough funds in your account.
The $5 monthly maintenance fee allows you to opt in to this service, and is waived when you have a recurring direct deposit to your Latitude checking account.
Yes, all Alaska USA checking accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.
Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an email reminder when your new eStatement is ready.
To sign up for eStatements:
Reach your goals faster with automatic transfers to your savings account.
Earn higher interest, pay lower fees. Here’s what’s good about credit unions.
1Members who open checking accounts must be at least 18 years of age and are subject to Chex Systems verification.
2If direct deposit is discontinued or does not occur every 90 days at a minimum: $5.00 per month.
You may change your checking account type at any time without changing your account number or reordering checks. Change your account at any branch, or by calling the Member Service Center at 800-525-9094.
For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.
You are about to visit a third-party website not operated by Alaska USA Federal Credit Union
Alaska USA Federal Credit Union is not responsible for the product, service, or website content on any external third-party sites and does not represent either you or the website operator if you enter into a transaction. Alaska USA Federal Credit Union’s privacy and security policies do not apply to the linked site.