Checking Accounts

Convenience and control

Choose the account that works best for your lifestyle

Compare checking accounts

Convenience Checking

Best for members with a recurring direct deposit

Relationship Checking

Best for members who have additional Alaska USA accounts

Investor Checking

Best for members who want to earn dividends on their balance
Minimum balance None None None
Monthly fee $5 (waived when you have a recurring direct deposit) $5 (waived for members less than 26 years old or with a $500 minimum balance) $5 (waived with a minimum balance of $1,000)
Dividends No No Yes (view rates)
Visa® Debit Card Included Included Included
Learn More
Open an Account
Learn More
Open an Account
Learn More
Open an Account
Minimum balance
Monthly fee
Dividends
Visa® Debit Card

Convenience Checking

Best for members with a recurring direct deposit
Minimum balance
None
Monthly fee
$5 (waived when you have a recurring direct deposit)
Dividends
No
Visa® Debit Card
Included
Learn More
Open an Account

Relationship Checking

Best for members who have additional Alaska USA accounts
Minimum balance
None
Monthly fee
$5 (waived for members less than 26 years old or with a $500 minimum balance)
Dividends
No
Visa® Debit Card
Included
Learn More
Open an Account

Investor Checking

Best for members who want to earn dividends on their balance
Minimum balance
None
Monthly fee
$5 (waived with a minimum balance of $1,000)
Dividends
Yes (view rates)
Visa® Debit Card
Included
Learn More
Open an Account
Alaska mobile app

Online & mobile banking 

Secure, convenient, and available 24/7

  • View your account balances and recent transactions.
  • Transfer money between your accounts or send to family and friends.
  • Deposit checks and make payments.
  • Turn your Alaska USA Credit Union Debit and Credit Cards on or off.

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Members who open checking accounts must be at least 13 years of age and are subject to Chex Systems verification.

You may change your checking account type at any time without changing your account number or reordering checks. Change your account at any branch, or by calling the Member Service Center at 800-525-9094. Please note that the type of account does not automatically change based upon the account balance or direct deposit activity. 

For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.