Checking Accounts

Take charge of your spending

Choose the checking that works best for your everyday spending lifestyle.

Open an Account

Compare checking accounts

Core Checking

Basic checking for budgeters and members under 18

Latitude Checking

Stress free checking for frequent spenders over 18
Minimum balance No requirement No requirement
Monthly fee None $5 (Waived with recurring direct deposit)
Non-sufficient funds (NSF) fee None None
Overdraft offerings Not eligible Eligible—must opt in
Learn More
Open an Account 		Learn More
Open an Account
Minimum balance
Monthly fee
Non-sufficient funds (NSF) fee
Overdraft offerings

Core Checking

Basic checking for budgeters and members under 18
Minimum balance
No requirement
Monthly fee
None
Non-sufficient funds (NSF) fee
None
Overdraft offerings
Not eligible
Learn More
Open an Account

Latitude Checking

Stress free checking for frequent spenders over 18
Minimum balance
No requirement
Monthly fee
$5 (Waived with recurring direct deposit)
Non-sufficient funds (NSF) fee
None
Overdraft offerings
Eligible—must opt in
Learn More
Open an Account

Early Payday

Members get access to direct deposit funds up to 3 days earlier. You earned it—so you should be able to use it as soon as possible.  

Still need to set up direct deposit? It’s easy:

  1. Sign in to your account online
  2. Click the Account Services tab
  3. Select ClickSWITCH to get started
Alaska mobile app
Alaska mobile app

Online & mobile banking 

Secure, convenient, and available 24/7

  • View your account balances and recent transactions.
  • Transfer money between your accounts or send to family and friends.
  • Deposit checks and make payments.
  • Turn your Alaska USA Credit Union Debit and Credit Cards on or off.

App Store     Google Play

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Members who open checking accounts must be at least 13 years of age and are subject to Chex Systems verification.

You may change your checking account type at any time without changing your account number or reordering checks. Change your account at any branch, or by calling the Member Service Center at 800-525-9094. 

For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.