Accounts

Built with you in mind

We’ve lowered fees and streamlined accounts so your financial goals are easier to reach.

Open an Account

Accounts for every need

Checking Accounts

Flexible, stress-free, day-to-day banking options with 24/7 mobile and debit card access.

Savings Accounts

No maintenance fee. No minimum balance. A straightforward savings account that earns dividends on balances over $50. Open up to 10 Savings per account.

Money Market Accounts

Earn market rates on balances over $5,000 without locking yourself in—and there’s no maintenance fee or minimum balance required to keep the account open.

Certificate Accounts

Choose from a range of certificate terms, with longer terms earning higher rates of return on your investment. Insured for up to $250,000, certificates can be a low-risk way to grow your money.

Individual Retirement Accounts (IRAs)

Grow your retirement fund with great tax advantages—while also diversifying your investment portfolio. Choose from Traditional and Roth IRAs or Simplified Employee Pensions (SEPs).

Health Savings Accounts (HSAs)

Save and pay for the out-of-pocket medical costs your High Deductible Health Plan might leave you—and save on taxes while you’re at it.

Debit Cards

Advanced security features with access to more than 55,000 surcharge-free ATMs worldwide. All checking accounts include a Visa® Debit Card for your convenience.

Online & Mobile Banking

Safely manage your money 24/7 from your computer or mobile device. Transfer money, pay bills, deposit checks, check your balances, and more.

We make it easy to manage your money

financial advisor meeting with a client
  • Use your Visa® Debit Card at more than 55,000 surcharge-free ATMs worldwide.
  • Low fee overdraft protection available.
  • Access your account anytime online or with the Alaska USA app.
  • Talk to a real person at the 24/7 Member Service Center.
  • Reduce your risk of identity theft with eStatements you can view online.
  • We’ll waive the annual fee on your Alaska USA Visa Credit Card when you have an Alaska USA checking account.
Open an Account

Early Payday

Members get access to direct deposit funds up to 3 days earlier. You earned it—so you should be able to use it as soon as possible.  

Still need to set up direct deposit? It’s easy:

  1. Sign in to your account online
  2. Click the Account Services tab
  3. Select ClickSWITCH to get started

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For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy at the time an account is opened.