Business Spotlight

The Journal

NEW! Card Security You Control (5/17/2018)

Life shouldn't come to a stop just because you left your card somewhere, and now it won't thanks to the latest in card security convenience!

If you've misplaced your Alaska USA Visa® Credit or Debit card, simply lock it to prevent any new unauthorized purchases. Once you find it, it's just as easy to unlock so you can get back to your day!

Look for the Card Security icon in the Alaska USA app or online under the Accounts Services tab to get started.

It’s time for a new savings plan. (4/27/2018)

Have you heard that 57% of Americans have less than $1,000 in savings, and 39% have no savings at all?

That’s a shocking statistic, and even if you don’t fall into one of those groups it’s fair to say that we could all do a better job of setting aside some savings. Here’s a few tips to get you started.

  1. Start a spending journal
    This may seem overly simplistic, but if you’re trying to get a better hold of your finances, journaling is a smart and easy way to accomplish this. Keeping track of your daily expenditures for a full calendar month should give you a pretty good idea of where your money is going—and probably give a you more than a few ideas for making improvements in your spending habits.

  2. Set realistic goals
    Be clear and certain about how much you want to save, and what you’re willing to sacrifice in order to reach your goal. This will set you up for savings success Wanting to save $10,000 is great, but sometimes starting with a smaller goal of $1,000 will give you a more achievable target, and a great feeling of success and momentum when you hit it.

  3. Use automatic transfers
    Set up an automatic transfer from your checking to your savings and take the whole process of setting money aside off your to-do list.

  4. Give yourself a daily allowance
    Once you’ve identified your monthly disposable income after bills and savings, divide the total up by the number of days in the month and you’ve got yourself a daily spending limit. You can save any remaining money you have at the end of the day, or roll it over for a bigger purchase down the line.

We hope some of these tips will help you reach your savings goals this year. Here’s to a financially fit 2018!

2018 ELECTION INFORMATION (4/27/2018)

Each year, Alaska USA members are elected to serve designated terms as volunteer members of the Board of Directors.

As no members qualified as candidates by the petition method, the slate of candidates is as follows:

BOARD OF DIRECTORS

2 three-year term positions
Bobby Alexander
Kent Berthiaume

1 two-year term position
Richard Hawley

Since these candidates are running unopposed, their election will be declared and announced at the annual meeting on June 13.

EQUIFAX DATA BREACH (2/13/2018)

Recently Equifax, one of the largest U.S. credit-reporting agencies, experienced a data breach that compromised the identity of approximately 143 million Americans.

The protection of members’ personal and private information is Alaska USA’s top priority. We will continue to monitor the Equifax situation and notify you of any suspicious activity on your accounts, 24/7.

To find out what you can do to protect yourself from fraud and identity theft, and to see how Alaska USA protects your information, visit alaskausa.org/fraud.

ALL YOUR BANKING—ONE CREDIT UNION. (2/13/2018)

It’s likely you have a lot of automatic payments and deposits spread across multiple financial institutions. Now, thanks to ClickSWITCH you can simplify your finances.

ClickSWITCH helps you move all of your direct deposits and automatic payments to your Alaska USA account by generating forms and sending them to your other financial institutions, depositors, and billers. The process of switching is seamless, and you can monitor your requests to ensure that you don’t miss a payment during the transition.

Finally there’s a service that makes everyone’s life a little easier.

Learn more at alaskausa.org/clickswitch.

A SMARTER WAY TO SAVE (10/13/2017)

When you have some savings built up it feels good, but it can also feel like your money is just… sitting there, doing nothing all day.

Why not put it somewhere it can grow?

A certificate account is an excellent way to grow your savings. Certificates are a great choice if you want to invest for a longer period of time and obtain a higher rate of return, while seeking a risk-free way to invest.

Alaska USA offers some of the best certificate rates on the market. Open a certificate account today and lock in a guaranteed return.*

*Rates of return vary with amount of deposit and term of certificate, and dividend earnings may be affected by selected payment method. Certificates are subject to early withdrawal penalties.

SEASON WRAP UP WITH THE TACOMA RAINIERS (10/6/2017)

What a fun inaugural season for Alaska USA and the Tacoma Rainiers! We had a blast connecting with our Washington neighbors at the All-Star game and hosting more than 135 members and partners at our Member Appreciation days. We hope our Tacoma members enjoyed the Alaska USA Scavenger Hunt—congratulations to everyone who figured out the clues and walked away with some great Rainiers gear!

Follow Alaska USA on Facebook and Twitter to keep current on Alaska USA community events and next season’s happenings around Cheney Stadium.

We’re super excited for 2018! Go Rainiers!