Credit Report Dispute

To assist you in completing your credit report dispute, please read this page in its entirety before proceeding.

Alaska USA credit reporting

Alaska USA reports credit information as of the end of the month within five business days thereafter. We report to the following four credit reporting agencies, who may take up to three weeks to update their records from the monthly data: Equifax, Experian, TransUnion, Innovis.

Obtaining credit reports

You are legally entitled to one free copy of your credit report each year from each of the 4 major credit reporting agencies. www.annualcreditreport.com or by calling 877-322-8228. Alternatively, you can obtain credit reports and other information for a fee by clicking the link to one of the four credit reporting agencies listed above.

Disputing credit report entries

This form can be used to dispute Alaska USA provided information that appears, or you feel should appear, on your credit report. You may download a pdf version of this form if you prefer to submit your dispute in writing or via email at a later time.