Visa Platinum Credit Card
 Reward yourself with an Alaska USA Visa® Platinum Credit Card that combines a low fixed rate with reward points redeemable for travel and merchandise through ScoreCard™.
Visa Platinum highlights
- Use your card for all your shopping and your rewards will add up quickly! Earn one point for each dollar you spend on purchases.
- Count on a fixed rate of 10.5%, 12.5% or 14.5% (no penalty rates, and no rate hikes for late payments).
- Enjoy the same low rate on cash advances and balance transfers.
- No annual fee for Alaska USA checking account holders.
- Platinum-level benefits include rental car insurance, travel accident insurance, and 5% cash back dividends on travel arranged through the Travel Advantage Reservation Service.
Convenience
Visa Platinum Credit Card Disclosure
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To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases).
This information is accurate as of February 2010, and is subject to change
upon written notice to cardholders. To confirm current features and costs,
contact Alaska USA Card Services at 563-7500, or (800) 525-9094 outside
of Anchorage and (800) 742-7084 for TTY/Hearing Impaired.
Visa Platinum Agreement 10.5% (PDF 177KB)
Visa Platinum Agreement 12.5% (PDF 177KB)
Visa Platinum Agreement 14.5% (PDF 177KB)
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| Annual Percentage Rate (APR) for purchases |
10.5%, 12.5%, or 14.5% |
| Same rate for purchases, balance transfers, and cash advances. Your fixed rate APR (one of the rates shown) will be assigned based on your credit worthiness. |
How to avoid paying
interest on purchases |
You have 25 days to repay your balance for purchases before being charged a finance charge. |
| Annual fee |
$50 (waived for Alaska USA checking account holders) |
Transaction fee for
cash advances |
2% of the cash advance amount ($10 maximum) |
| Fee for foreign transactions |
1% of the cash advance in U.S. dollars |
| Late payment fee |
Up to $35 |
| Returned payment fee |
Up to $20 |
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