Consumer Loan Rates

Vehicle Loans:
		Annual Percentage Rate
Auto and Truck (new)
6-24 Months		6.240% - 17.900%(1)
25-36 Months		6.240% - 17.900%(1)
37-48 Months		6.240% - 17.900%(1)
49-60 Months		6.240% - 17.900%(1)
61-72 Months		6.240% - 17.900%(1)
73-84 Months		6.740% - 17.900%(1)
85-96 Months		9.740% - 17.900%(1)
Auto and Truck (used)
6-48 Months		6.240% - 17.900%(1)
49-60 Months		6.240% - 17.900%(1)
61-72 Months		6.240% - 17.900%(1)
73-84 Months		6.740% - 17.900%(1)
85-96 Months		9.740% - 17.900%(1)
Motorcycle and Off-road Vehicles
6-72 Months		7.000% - 17.900%(1)
73-84 Months		7.350% - 17.900%(1)
Recreational Vehicle (RVs)		7.250% - 15.050%(1,2)
Pickup Camper Combination		7.750% - 11.750%(1)
Other Secured:
		Annual Percentage Rate
Aircraft		7.550% - 11.750%(1,2)
Boats and Vessels
6-240 Months		7.300% - 17.550%(1,2)
Pianos & Organs		9.950% - 13.200%(1)
Miscellaneous Equipment		9.950% - 13.200%(1)
Personal Computers		11.950%
Pledge of Certificates (Percent Above Certificate Rate)		2.000%
Pledge of Shares
1-24 Months		3.290%
25-60 Months		4.290%
61-144 Months		5.290%
Credit Cards and Unsecured Loans:
		Annual Percentage Rate
Credit Cards
Visa Platinum		10.5%, 12.5%, 14.5%(1)
Visa Platinum Secured		14.500%
Extra Credit		Contact Card Services
Credit Line (unsecured)		13.500%
Signature and Comaker		14.900%