Vehicle loans

There's no spinning your wheels with a fast, affordable vehicle loan from Alaska USA.

What kind of vehicle can I finance?

Alaska USA offers financing for new and used automobiles, passenger vans and pickup trucks (one ton or less). This includes other wheeled units normally used for passenger purposes.

What is a “new” vehicle?

New vehicles are defined as the current year and next years model units.

How much financing can I get?

On approval of credit, new vehicles can be financed at the lesser of:

70% of the purchase price, or

70% of the Manufacturer's Suggested Retail Price (MSRP), plus options.

Higher percentage of financing maybe available for qualified applicants.

On approval of credit, used vehicles are typically financed at the lesser of:

70% of purchase price, or

70% of the average retail value listed in the current edition of the National Automobile Dealers Association (NADA) Used Car Guide.

Higher percentage of financing maybe available for qualified applicants.

I already have a vehicle loan. Can I save money if I refinance it with Alaska USA?

Quite possibly, and it's quick, easy, and free to find out! Just use the convenient refinance calculators online at www.alaskausa.org.

Or call the Member Service Center or visit a branch to see if you can save on your monthly car payment. It doesn't take long, and there are no fees for applying. With low rates and flexible terms, refinancing with Alaska USA could make a big difference to your wallet!

What are the rates for vehicle loans?

For current rate information, log on to www.alaskausa.org or call the Member Service Center.

What kind of terms are available?

Your term can be from 24 to 96 months.

The vehicle I'm interested in is older. Can I still get financing?

Vehicles more than seven years old are not normally financed. However, they will be considered for qualified applicants.

What kind of fees can I expect to pay?

You'll need to pay a fee for lien filing, but there are no application or origination fees.

How do I apply?

Apply online or by phone anytime! Just log on to www.alaskausa.org or call the Member Service Center. Or visit any Alaska USA branch location. You'll get an answer in minutes, no matter how you apply!

Qualification and closing are also available at participating dealerships in the Alaska USA dealer network in Alaska and Washington.

Highlights

Alaska USA finances new and used automobiles, passenger vans and pickup trucks (one ton or less), and other wheeled units normally used for passenger purposes.

Terms are available up to 96 months.

Approvals are fast.

Excellent rates save you money.

AKUSA 02380-I R12/10/08