Alaska USA can help with quick, convenient, low-cost financing for the purchase of new and used automobiles, passenger vans and pickup trucks.

"Buy and drive"your new car or truck immediately, if you apply for and close your loan at Alaska dealerships in the Alaska USA Dealer Network.

New Vehicle Loan Guideline

1. Maximum Amount:

Normally, 100% of the lesser of: (a) purchase price or (b) manufacturer's suggested retail price (MSRP), including options.
Over 100% financing available for qualified applicants.

2. Maximum Term:

• 96 months when purchase price exceeds $35,000.
• 84 months when purchase price exceeds $25,000.
• 72 months when purchase price exceeds $15,000.
• 60 months when purchase price exceeds $10,000.
• 48 months when purchase price exceeds $ 7,500.
• 36 months when purchase price exceeds $ 5,000.
• 24 months on all others.

3. Type of Lien:

Security Agreement.

4. Annual Percentage Rate:

Periodically established by Board of Directors based upon current money market conditions and credit qualifications of applicant.

5. Inclusion:

Automobiles, pickup trucks and other wheeled units normally used for passenger purposes.

6. Miscellaneous:

"New" is defined as current year and next year's model units and prior year units until July 1 of the following year.

This guideline is approved by the Board of Directors and is effective July 27, 2005.