Alaska USA can help with quick, convenient, low-cost financing for the purchase of new and used automobiles, passenger vans and pickup trucks.

"Buy and drive"your new car or truck immediately, if you apply for and close your loan at Alaska dealerships in the Alaska USA Dealer Network.

Used Vehicle Loan Guideline

1. Maximum Amount:

Normally, 100% of the lesser of: (a) purchase price or (b) average retail value as reflected in the current edition of the NADA Used Car Guide.
Over 100% financing available for qualified applicants.

2. Maximum Term:

• 96 months when purchase price exceeds $35,000.
• 84 months when purchase price exceeds $25,000.
• 72 months when purchase price exceeds $15,000.
• 60 months when purchase price exceeds $10,000.
• 48 months when purchase price exceeds $ 7,500.
• 36 months when purchase price exceeds $ 5,000.
• 24 months on all others.

Vehicles older than seven model years will be financed for qualified applicants.

3. Type of Lien:

Security Agreement.

4. Annual Percentage Rate:

Periodically established by Board of Directors based upon current money market conditions and credit qualifications of the applicant.

5. Inclusion:

Automobiles, pickup trucks and other wheeled units normally used for passenger purposes.

This guideline is approved by the Board of Directors and is effective July 27, 2005.