Alaska and the Pacific Northwest offer virtually limitless opportunities for year-round recreational activities.  And, it's more fun to play when you have all the right toys.  No matter where you live, Alaska USA has loan programs for all the vehicles you need for your outdoor fun.

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Recreational Vehicle Loan Guideline

1. Maximum Amount

New - Normally, 85% of purchase price on units up to $50,000, and 70% of purchase price on units over $50,000.
Used - Normally, the lesser of: (a) 85% of purchase price or (b) 85% of retail value as reflected in the current edition of the NADA RV Guide, for units valued up to $50,000 or

The lesser of: (a) 70% of purchase price or (b) 70% of retail value as reflected in the current edition of the NADA RV Guide, for units valued in excess of $50,000.
100% financing available for qualified applicants.

2. Maximum Term:

• 144 months when amount financed exceeds $30,000
• 120 months when amount financed is $20,001 - $30,000
• 96 months when amount financed is $15,001 - $20,000
• 72 months when amount financed is $10,001 - $15,000
• 60 months on all others.

3. Vehicle Types:

Motor homes,  travel trailers, folding camper trailers, chassis-mounted campers and van conversions.

4. Vehicle Model Year Restrictions:

RV units older than seven model years will not normally be financed.  Maximum terms for conversion vans is normally 84 months.  The age of the collateral plus term of the loan will not normally exceed 15 years.  Exceptions to this will be considered for qualified applicants.  Additional restrictions may apply if unit will be used for other than exclusively personal recreational purposes.

5. Exclusion:

The credit union will not normally finance "park units" i.e., models which, although minimally towable, are designed primarily to be set up as permanent residences.

6. New Vehicle Definition:

A "new" vehicle is defined as untitled current year and next year's model units and untitled prior year units until July 1 of the following year.  Larger down payments may qualify member for a longer term, not to exceed 144 months.