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Alaska and the Pacific Northwest offer virtually limitless opportunities for year-round
recreational activities. And, it's more fun to play when you have all the right toys.
No matter where you live, Alaska USA has loan programs for all the vehicles you need for
your outdoor fun.
You'll save time with our fast loan decisions.
Arrange for convenient automatic payments
from your Alaska USA checking or savings account.
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Pickup/Camper Combination Vehicle Loan Guideline
- 1. Maximum Amount
New - Normally, 75% of purchase price.
Used - Normally, the 80% of the lesser of purchase price or retail value as
reflected in the current edition of the NADA Recreational Vehicle and Used Car Guides.
100% financing available for qualified applicants.
- 2. Maximum Term:
- 120 months when amount financed exceeds $30,000
- 108 months when amount financed is $20,001 - $30,000
- 96 months when amount financed is $15,001 - $20,000
- 72 months when amount financed is $10,001 - $15,000
- 60 months when amount financed is $ 7,001 - $10,000
- 48 months on all others.
- 3. Vehicle Types:
Pickup/fifth wheels and pickup/slide-in camper combinations.
- 4. Vehicle Model Year Restrictions:
RV units older than seven model years will not normally be financed.
The age of the collateral plus term of the loan will not normally exceed 13 years.
Exceptions to this will be considered for qualified applicants. Additional
restrictions may apply if unit will be used for other than exclusively personal
recreational purposes.
- 5. New Vehicle Definition:
A "new" vehicle is defined as untitled current year and next year's model units
and untitled prior year units until July 1 of the following year. Larger down payments
may qualify member for a longer term, not to exceed 120 months. When one unit of the
combination is being replaced, the amount that will be financed on the remaining unit
must be consistent with the loan values noted above.
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