Text Only Site Map
Home Contact Information Feedback Web Search   Home
Consumer Services Business Services About Alaska USA Resource Center Whats New
Loans & Credit Cards Online Application

Alaska USA Loans Online gives you the freedom of applying for an Alaska USA consumer loan or credit card from the comfort of your own home using a simple Internet-based application. In most cases, you will receive a response in minutes.  If your application requires additional information a loan officer will contact you during the next business day.

If you are not a member

Alaska USA is a member-owned financial institution.  To obtain a loan from Alaska USA you must become a credit union member.  Learn more about the benefits of membership and how to join the credit union.

Frequently asked questions about Loans Online

Q: Who can apply for an Alaska USA Loan Online?
A: Any member of Alaska USA can apply.

Q: What if I'm not a member?
A: Not a problem! Click here to find out how to qualify to become a member.

Q: What kind of loans can I apply for with Loans Online?
A: You can apply for any Alaska USA consumer loan or Visa® Credit Card with Loans Online. You may apply online for a mortgage loan by contacting Alaska USA Mortgage Company.

Q: How soon will I know if I've been approved?
A: You will get an e-mail response to your application within a few minutes.

Q: How soon will I get my check once I've been approved?
A: A Member Service Representative will contact you the next business day after your approval. Arrangements will be made to close the loan at a branch of your choice, or by mail. DHL delivery is available.

Q: How does the closing work?
A: If the loan is closing by mail, all the loan documents, along with the check are mailed to you with instructions for executing the documentation. Otherwise they are handled like any other branch loan closing.

Q: Is there a processing fee for Loans Online?
A: There is no processing fee for applying for a Loan Online, however, standard fees for recording liens do apply.

Q: Will my information be kept confidential?
A: As with any other information members provide while applying for loans, all information is kept confidential by the credit union, in compliance with our privacy policy.

 

related info

You may apply online for a mortgage loan by visiting
Alaska USA Mortgage Company


Security and Encryption

To ensure the privacy and security of your personal information, we employ the latest technology by utilizing the Secured Sockets Layer protocol (SSL 3.0) with full support for 128-bit encryption methods. These secured encryption methods are the highest standard in the industry for online commerce and transactions on the Internet.

Please note that encryption level used depends upon the browser used by the individual. An individual using a browser which supports only 40-bit encryption will be limited to that 40-bit encryption level.

For your protection, Alaska USA ecourages members to use current browser versions, and to stay up-to-date with all operating system and browser security patches.