Alaska and the Pacific Northwest offer virtually limitless opportunities for year-round recreational activities.  And, it's more fun to play when you have all the right toys.  No matter where you live, Alaska USA has loan programs for all the vehicles you need for your outdoor fun.

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ATV, Off-road Vehicle and Snowmachine Loan Guideline

1. Maximum Amount:

New - Normally, 100% of MSRP or purchase price, whichever is less, plus installed accessories.
Used - Normally, 100% of NADA Retail, or purchase price, whichever is less, plus installed accessories.

An additional $300 may be added to the amount financed for the purchase of helmets/safety equipment.

2. Maximum Term:

• 72 months when loan value exceeds $15,000.
• 60 months when loan value is $10,001 - $15,000.
• 48 months when loan value is $5,001 - $10,000.
• 36 months when loan value is $3,501 - $5,000.
• 24 months on all others.

3. Type of Lien:

Security Agreement.

4. Annual Percentage Rate:

Periodically established by Board of Directors based upon current money market conditions and credit qualifications of applicant.

5. Inclusion:

Snow machines, ATVs, dirt bikes and other non-passenger, offroad vehicles not otherwise classified. Cost of shipping may be financed for more qualified applicants.

6. Restrictions:

Off-road vehicles older than five model years will not normally be financed. However, they will be considered for qualified applicants.

7. Miscellaneous:

"New" is defined as current year and next year's model units and prior year units until July 1 of the following year.

This guideline is approved by the Board of Directors and is effective November 30,2005.

Motorcycle Loan Guideline

1. Maximum Amount:

New - Normally, 100% of MSRP or purchase price, whichever is less, plus installed accessories.
Used - Normally, 100% of NADA Retail, or purchase price, whichever is less, plus installed accessories.

An additional $300 may be added to the amount financed for the purchase of helmets/safety equipment.

2. Maximum Term:

• 84 months when loan value exceeds $17,500.*
• 72 months when loan value is $15,001 - $17,500.
• 60 months when loan value is $10,001 - $15,000.
• 48 months when loan value is $5,001 - $10,000.
• 36 months when loan value is $3,501 -$5,000.
• 24 months on all others.

3. Type of Lien:

Security Agreement.

4. Annual Percentage Rate:

Periodically established by Board of Directors based upon current money market conditions and credit qualifications of applicant.

5. Inclusions:

Street legal motorcycles. Cost of shipping may be financed for more qualified applicants.

6. Restrictions:

Motorcycles older than five model years will not normally be financed; however, they will be considered for qualified applicants.

*84-month financing is available only for well qualified applicants on a single motorcycle loan.

7. Miscellaneous:

"New" is defined as current year and next year's model units and prior year units until July 1 of the following year.

This guideline is approved by the Board of Directors and is effective November 30, 2005.