Alaska USA offers three different consumer checking accounts to match your needs.

Convenience Checking has no monthly maintenance fee when you have Direct Deposit.
Relationship Checking provides convenient, free service when you keep a minimum balance of $500 in any associated share or loan account. The monthly fee is also waived if you are under 26 years old.
Investor Checking offers full service, low cost, PLUS dividends on the total account balance each day the balance is at least $1,000.

Alaska USA also offers a business checking account with additional features and benefits.

Note: The Check Clearing for the 21st Century Act, also known as Check 21, makes important changes to the ways checks are handled. There are several aspects to the legislation that all consumers should be familiar with.

Features & Benefits

• See how much you could save with Alaska USA checking.
• Pay no monthly maintenance fee as long as your account meets the applicable Direct Deposit or minimum balance requirement.
• No per-check processing fees.
• Free ATM and Visa^® Check Card.
• Free electronic access to your accounts with UltraBranch service.
• Optional online Bill Pay, with no service or payment fees when you pay between 1 and 15 bills a month.
• Free automatic loan payments.
• No annual fee Alaska USA Visa credit card.
• Low cost personal check styles.
• Detailed monthly account statements.
• Overdraft protection available.
• Make deposits by mail.